Hey guys
I am heading to USA in August for 6 weeks by myself and am looking for some Credit Card advice from the pros.
I recently bought my return ticket for $900 through V Australia on a Commonwealth Bank Low Rate VISA card which has a limit of $500 (in which I preloaded another $500 on top of it to buy the ticket).
After buying the ticket I found out about the Wizard Clear Advantage Card and the NAB Gold VISA Card and all their perks overseas.
I applied for a Wizard Card but got denied. I am a 27 year old self employed freelancer in the start up phase who has lived in two different places over the past two years and haven't worked a full time job for a year.
I have just sent off to get my credit file rating to look into the situation but in the meantime I was wondering if my mother applied for a Wizard Clear or NAB Gold VIsa and put me down as an additional cardholder, would I have problems using this overseas and would I be covered in regards to Travel Insurance on the NAB card?
I will have some cash of my own but I don't want to use my current cards O/S and don't want to leave this till last minute to see if I get approved or denied again.
If anyone has any info on this before I do the bank ring around I would love some advice.
Thanks
Andy
I am heading to USA in August for 6 weeks by myself and am looking for some Credit Card advice from the pros.
I recently bought my return ticket for $900 through V Australia on a Commonwealth Bank Low Rate VISA card which has a limit of $500 (in which I preloaded another $500 on top of it to buy the ticket).
After buying the ticket I found out about the Wizard Clear Advantage Card and the NAB Gold VISA Card and all their perks overseas.
I applied for a Wizard Card but got denied. I am a 27 year old self employed freelancer in the start up phase who has lived in two different places over the past two years and haven't worked a full time job for a year.
I have just sent off to get my credit file rating to look into the situation but in the meantime I was wondering if my mother applied for a Wizard Clear or NAB Gold VIsa and put me down as an additional cardholder, would I have problems using this overseas and would I be covered in regards to Travel Insurance on the NAB card?
I will have some cash of my own but I don't want to use my current cards O/S and don't want to leave this till last minute to see if I get approved or denied again.
If anyone has any info on this before I do the bank ring around I would love some advice.
Thanks
Andy