leny
Member
- Joined
- Dec 31, 2006
- Posts
- 308
Now am I crazy, or has the information regarding fee free transactions overseas disappeared from the Wizard Clear Advantage Mastercard website?
Charges
Below is a summary of your charges. For a more detailed explanation, please refer to your Contract Documents.
Overview – Wizard Clear Advantage MasterCard
Standard Annual Percentage RateThe interest you pay on purchases and cash advances.Interest Free Days
- 18.49% p.a.
The number of days no interest will be charged for the Wizard Clear Advantage MasterCard purchases you make.Cheque Dishonour Charge
- Up to 55 days
This is applied if a cheque payment is rejected by the paying bank.Direct Debit Dishonour Charge
- $10
This is applied if a direct debit is rejected by the paying bank.Australia Post Payments Charge
- $2.50
The cost incurred from making your payment at Australia Post.Late Charge
- $1.50<
This applies if you do not make whole of the minimum payment by the due date shown on your statement.Over-limit Charge
- $35
This is incurred when a purchase takes your balance over your credit limit.Statement Reprint Charge
- $35
This is charged if you request a copy of your statement (the charge is waived if you did not receive your original statement).Voucher Retrieval Charge
- $7
If you wish to dispute a purchase, you can request a copy of the purchase receipt. No charge will be applicable if you did not approve the purchase.Trace Charge
- $7
If you move, you need to let us know your new address. If your monthly payment is late and we have to trace where you've moved, you'll be charged a Trace Charge.
- $30
Under AFSR, if there are any changes to the terms and conditions of the credit card product and it is detrimental to the customer, they are required to notify them.
The usual way will be via the monthly statement, for any big changes they would have to issue a PDS / SPDS.
They can't just change (put up) the fees and not notify customers.
Wizard used to give me almost the same rate as the xe currency converter, now the rates seem to be about 2-3% down on the xe rate.
Is this new?
So the fact that this info has been removed from the website doesn't worry anyone else?
Is that a rhetorical question?...
Why remove it...
However..... I have noticed of late that I am not getting the same great rate as I used to.
Wizard used to give me almost the same rate as the xe currency converter, now the rates seem to be about 2-3% down on the xe rate.
Is this new?
Still much better than Earth - which went from being a great card to something very ordinary
cheers
mel-t