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    MEL taxi scam

    Yes sorry I wasn't up to date, maybe pin only was a backward step.
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    MEL taxi scam

    Who would ever get into a "uber" where its number plate doesn't match the booking, unbelievable.
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    Credit Card Offers HSBC Star Alliance Credit Card: Fast-Track to Star Alliance Gold Status

    BECAUSE one has a spare $30k to transfer into super that INCREASES the risk of defaulting on a $15k card? Computer says...
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    Credit Card Offers HSBC Star Alliance Credit Card: Fast-Track to Star Alliance Gold Status

    I cancelled earlier this year before year 2 fee, am one of the lucky ones, 50K retained until end 2025. Seems they've fixed that now. (Used VA lounge extensively since. But VA benefits too as flew with them more often for the lounge. Sad to loose access, sitting in the BNE lounge on Friday...
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    A bit of humour

    Just needed a good Haydn place.
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    Superannuation Discussion + market volatility

    All fines are penalties but just because all penalties are not fines, penalties have nevertheless been deemed to be fines by the courts and therefore thrown out (private car parking penalties deemed to be fines). One could dispute ASICs "penalties" in court as being a fine, but who would bother...
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    Superannuation Discussion + market volatility

    So this penalty is not a fine, even though it states "camera detected company fines...the fine will reduce"
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    Superannuation Discussion + market volatility

    So they aren't fines then, it was "payment of an infringement notice"? Such as this one (of many) https://download.asic.gov.au/media/d1bbccok/infringement-notice-hesta-s02181251.pdf
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    Superannuation Discussion + market volatility

    Particularly when so directly related as above..."APRA has identified deficiencies in HESTA’s board governance", and the HESTA Chairperson is on the Governance Committee 🤣. I presume APRA (like Courts) can choose to fine directors personally, but choose not to.
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    Superannuation Discussion + market volatility

    OK my poor choice of words, I mean the "Financial Planners", the ones that have to pay enormous annual fees and asic levies to cover claims resulting from the few dodgy financial planners who recommend investing in dodgy funds that pay them the highest commissions. I don't use a Financial...
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    Who else still holds the Citibank Free For Life Premier Card?

    I think that it's clear that NAB is at the least considering it, and if they know through public discussions that there is informed pushback it may affect if, or how (maybe in a fair manner), they proceed.
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    Who else still holds the Citibank Free For Life Premier Card?

    Interesting opinion, that NAB can void a contract by the transfer of ownership if that's what you're suggesting. I don't think so.
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    Little things I like

    I'm in the "cheap" seats, so cheap you don't get a seat, standing. Went to book parking yesterday for Saturday, booked out. Read further that cars should plan on taking 1 hour to exit! LTIL- continued reading, free buses have been put on running every 6 min from just down the road.
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    Superannuation Discussion + market volatility

    The industry funds will like that, anything to discourage smsf. Seems unfair to impose a charge on every smsf, regardless of whether they use financial advisors etc. If users of a product need protection it should be incorporated into the cost of using that product.
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    Have you topped up a UK pension to cover gaps?

    Have now sorted out login. The Gateway shows only have 2 years (from the 1980s) not 4 years as was told on the phone, and eligible to catch up last 6 years (which hopefully will be extended when submitted CF83, and still young enough to pay 2 years in the future). So probably no problem...
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    A bit of humour

    I saw through 1984, 2001 Odyssey, didn't need to go back to the future in 2015 (no hoverboard 😟), but seeing 2525 will be a struggle.
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    Solar Panel, Power & Battery Discussion

    Likewise; bizarre but installing a battery would likely increase your electricity bill.
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    Dan Murphy's and Other Wine Deals

    DM has a small member discount on Bremerton Selkirk Shiraz, and that together with the GET20 and gift card=<$15/bottle. Haven't tried this particular Bremerton, but I like many of their others. Max Allan's review in the afr convinced me. AFR Magazine top 20 wines and drinks 2025: A Christmas...
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