Looking for a great credit card that can help you to earn Singapore Airlines KrisFlyer miles in Australia? You’re not alone – the Singapore Airlines KrisFlyer program is one of the most popular overseas frequent flyer programs for Australian frequent flyers!

The KrisFlyer program offers access to good award availability on Singapore Airlines flights from Australia to Asia, Europe, the Middle East, North America and South Africa. This includes award seats in Business Class and, on some routes where this is offered, Premium Economy & First Class.

KrisFlyer miles can also be redeemed to fly across the Star Alliance network, as well as with other partners including Virgin Australia, Virgin Atlantic, Alaska Airlines and Vistara.

The following airlines are part of Star Alliance:

There are no fuel or carrier surcharges when redeeming KrisFlyer miles to fly with Singapore Airlines, and award flight prices are highly competitive. In fact, you could even book a round-the-world ticket in Business Class for just 280,000 KrisFlyer miles!

Unfortunately, KrisFlyer miles expire after 3 years – regardless of your account activity. But by earning points through a credit card, you can prevent your KrisFlyer miles expiring. Simply keep your points with your credit card’s rewards program, then transfer the points to KrisFlyer as you need to use them. This avoids having unused KrisFlyer miles sitting in your account for a long period of time.

Earning KrisFlyer miles via Australian credit cards

Many Australians collect Qantas or Velocity Frequent Flyer points by default. Although there are more ways to earn points in Australia with our two major frequent flyer programs, it’s still easy to earn KrisFlyer miles in Australia via credit card spend.

There are no longer any direct-earn or co-branded KrisFlyer credit cards in Australia. (There was once a Singapore Airlines Westpac Platinum credit card, but this has been discontinued.) Nonetheless, almost every major Australian bank loyalty program lets you transfer points earned on their credit cards to KrisFlyer.

You can transfer credit card reward points from the following Australian credit card loyalty programs to Singapore Airlines KrisFlyer:

Transferring points from Velocity to KrisFlyer

It’s also possible to convert Velocity Frequent Flyer points to KrisFlyer miles at a 1.55:1 rate. For example, you could convert 155,000 Velocity points into 100,000 KrisFlyer miles. Transfers are instant and you can do this as many times as you like – you just need to convert at least 5,000 points at a time.

So, as an alternative to earning KrisFlyer miles, you could earn Velocity points and then transfer them into KrisFlyer. This could work out to be better value as there are credit cards that earn Velocity points in Australia at a higher rate.

The best Australian credit cards for earning KrisFlyer miles in 2024

We’ve put together a list of the top-earning personal credit cards in Australia for KrisFlyer miles, based on their earn rate for everyday spend.

All of the cards listed below earn credit card points that you can transfer to KrisFlyer miles. For easy comparison, we’ve listed the equivalent amount of KrisFlyer miles earned per $1 spent on everyday purchases after accounting for the conversion rate.

Without further ado, here is our list of the best KrisFlyer personal credit cards in Australia in 2024!

Note: If you’re viewing this article on a smartphone, the table below may look better if you rotate your device horizontally.

Card	Loyalty program	Annual fee	KrisFlyer miles earned per $1	More information
HSBC Star Alliance	Star Alliance Rewards	$450	0.8 (up to $3,000/month)
Amex Platinum	Amex Membership Rewards (Ascent Premium)	$1,450	0.75
HSBC Premier (with Premier status)	HSBC Rewards Plus	$0	0.75 (up to $120,000/year)
Amex Explorer	Amex Membership Rewards (Gateway)	$395	0.67
ANZ Rewards Black	ANZ Rewards	$375	0.67 (up to $5,000/month)
Suncorp Clear Options Platinum	Suncorp Rewards	$129	0.5
St.George Amplify Signature	Amplify Rewards	$295	0.5
NAB Rewards Signature	NAB Rewards	$288	0.5 (up to $15,000/month)
ANZ Rewards Platinum	ANZ Rewards	$95	0.5 (up to $2,000/month)

Some cards also offer bonus points

The St.George Amplify Signature card also comes with a “birthday bonus”. The birthday bonus gives you an extra 10% of the Amplify points you’ve earned over the past year in your birthday month.

It’s also worth noting that the American Express Platinum Edge credit card offers triple points on groceries and fuel from eligible retailers, plus double points on international transactions. This lets you earn the equivalent of 1 KrisFlyer mile per dollar spent at major supermarkets and petrol stations in Australia (usually 0.33 KrisFlyer miles per $1 on everyday spend), plus double points on international transactions.

The Citi Prestige card only awards the equivalent of 0.4 KrisFlyer miles per $1 on everyday transactions. But you can earn double points (0.8 KrisFlyer miles per $1) with major supermarkets and petrol stations, or triple points for certain other spend categories.

If you want to maximise the points you earn from credit cards, you may also be interested in credit card sign-up bonus offers.

Matt Graham

The editor of Australian Frequent Flyer, Matt's passion for travel has taken him to over 90 countries… with the help of frequent flyer points, of course!
Matt's favourite destinations (so far) are Germany, Brazil & Kazakhstan. His interests include aviation, economics & foreign languages, and he has a soft spot for good food and red wine.

You can connect with Matt by posting on the Australian Frequent Flyer community forum and tagging @AFF Editor.