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Yep, nothing more flexible than cash, that should be considered here. As levelnine quite rightly says, all the gravy is in the sign-up bonuses. OPs scenario is points-on-spend only. Probably on balance I'm keeping $50k in my pocket each year.

Agree, you have to go after Krisflyer. Note that kids under 2 can share a seat with an adult at 10% of the standard fare cost, so you'll only need 2 awards in this scenario. We've done it long haul with a very busy 18mth year old and it was great. Would never dream of flying economy with the...

Okay for a family of four, go for velocity rather than qantas - you'll have to get very lucky to find 4x award tix to europe through qantas. I transfer my velocity points to singapore airlines (krisflyer) which has reliable 4x award availability on a number of flights and a great product. Some...

Yep you can do it. I have a family of four so we're in a similar situation. After lots of searching I've come to the conclusion that you have to target Singapore Airlines and book 1 year in advance. Then it's possible - for example I can now see 5x SYD-FCO(Rome) and SYD-MUN(Munich) for 130,500...