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  1. ferni

    ATO (tax office) payments by credit card

    I'm pretty sure I know what you're talking about here, and the answer is no that 'method' does not work with most cards. BW is one of very few.
  2. ferni

    Amex D-Day Approaching (14/4/19)!

    Worked for me this morning (2Hours ago)
  3. ferni

    Amex D-Day Approaching (14/4/19)!

    If any established members on here need to pay bills that don’t take credit card (or amex) there’s an option at 1.95%. Up to you if that’s worth it or not.
  4. ferni

    ATO (tax office) payments by credit card

    You should be able to use the same method(s) to pay HECS/HELP Debt as ATO.
  5. ferni

    RewardPay Alternatives

    That's my point, offically they have only devalued thier earn rate by 25% (Explorer 1.5PPD -> Charge 1.125PPD) or 33% (Explorer 1.5PPD -> Explorer 1PPD)
  6. ferni

    RewardPay Alternatives

    I'm talking airline miles per dollar. Officially Explorer earns 1.5 Airline miles per dollar. It's only when you link it to Ascent or Ascent Prem that it turns into 2 Airline miles per dollar - you were never officially supposed to be able to do this....
  7. ferni

    RewardPay Alternatives

    I don't understand what Amex are up to. Thier merchant fees have come down a little over the years, but still no where near that of Visa/MC. Best gauge is to look at what the ATO charge for CC transactions of each card - that gives you a good idea of the difference between the underlying...
  8. ferni

    ATO (tax office) payments by credit card

    Comparing KF/VA I'm calculating Dragon(inc BB) @ 0.945 Cents Per point vs Exp@PP at 0.975 Cents per Point... Post Deval Exp@PP at current fee I calculate 1.733 Cents Per Point (On charge)... Of course the later gives you more options than just VA/KF, plus don't need to push through as many $...
  9. ferni

    ATO (tax office) payments by credit card

    If only there was an alternative.....
  10. ferni

    ATO (tax office) payments by credit card

    Its 0.825PPD on the Dragon inc BB. But yes that's one way of looking at it. You're paying around 1cpp @ 0.8%. But you're also limited by a small credit limit on dragon compared to Amex. Plus you're locked into VA/KF or QF. Amex gives you more than that. AM, EY, EK, TG, Marriot to name a few...
  11. ferni

    ATO (tax office) payments by credit card

    Anyone who's looking for a EBP alternative (or reward pay competitor) that takes Amex (@ 1.95% fee) I have a solution....
  12. ferni

    MS - Only1 & Reloads

    So who else here was playing the Only1 Reload MS game that got killed a couple of months ago finally? RIP
  13. ferni

    St George Amplify Signature Card 60,000 Qantas/Amplify points - Annual fee $279

    Anyone know if this card pays points on bpay tx? (I know westpac doesn't)...
  14. ferni

    FINALLY! - Citi launching Citi Prestige with Visa Infinite

    The transfer point reduction I can live with, especially with notice, it's the lack of points from Bpay that i'm spewing about... Ohh and Citi blocked my Prestige card couple of days ago, said they texted me no text... the reason? My paypal donation to wikipedia came from my citi Prestige...
  15. ferni

    FINALLY! - Citi launching Citi Prestige with Visa Infinite

    I recently upgraded from Citi Sig to Prestige. Was enrolled in QF points on sig (signup bonus) for a month before the swap, asked to be switched to citi points when i activated the prestige. Geez what a nightmare. 2 Months and many calls later and it's finally fixed. They manually credited the...
  16. ferni

    EDR General Promotions

    New website is still cough and slow.
  17. ferni

    ANZ Platinum, 50k bonus QFF points after $1500 spend, no annual fee first year

    Just sent the same internet bank message... also asked them to move limit to my ANZ Black rewards from the ANZ FF im closing
  18. ferni

    Suites savers now available

    Flew new refurb F MEL-SIN last month and R SIN-LHR.... fantastic flights... first time on SQ F, loved it... much better than QF/TG.... Pitty we had our 1 year old with us who was great on the flight but couldn't really enjoy the experience because of it :) Flew EY F home on 777 and that was up...
  19. ferni

    FINALLY! - Citi launching Citi Prestige with Visa Infinite

    Advice on how you manage this? I've switched from QF points to Citi points and they've f'd it up.... my points aren't acruing in the online banking, and my statement had 0 points.. they told me over the phone that i wasn't properly enrolled in full citi rewards and they have fixed it now, but...
  20. ferni

    Macquarie Bank takes over from HSBC

    Called to cancel other day, they offered to waive the fee but told them no thanks since the points cap made the card useless even if it was fee free and to make sure they passed that feedback up the chain.... Thanks for the points over the years WOW.
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