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    QF separate PNRs: bags check-in, T-80 rule

    Wow thanks Himeno! Yes, on second read, my itinerary has two different AA PNRs, one dom and one intl, both showing all flights but with seat selection restricted to respective dom/intl only... how odd. Thanks anyhow! Managed to allocate Main Cabin seats on AA; glad QF's T-80 rule doesn't apply...
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    QF separate PNRs: bags check-in, T-80 rule

    Hi all, grateful for your advice again! I booked the following same-day QF flights: PNR 1: MEL-SYD (6.30am departure) PNR 2: SYD-MEL (5pm) + MEL-LAX (9.40pm) 1. Will I be able to check my bags through to LAX: 1) in Melbourne before my MEL-SYD flight; or 2) in Sydney at 8am-ish after I land...
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    QFF Gold vs Finnair+ Gold

    Oh bummer! Goal was to hit Gold (the allure!) but I get your point on lounge access internationally and domestically. I think the best course for me is to wait post the flights to decide where to credit them to. Thanks anyhow for the dose of reality!
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    QFF Gold vs Finnair+ Gold

    Yeah I factored in 50 as the loyalty bonus (hoping this will still be the case!). I assume the 500 SCs threshold include non-QF ticketed OW flights? For what it's worth, I did ask my friendly flight booking person if I could get them to price the ticket and let me get it cheaper externally...
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    QFF Gold vs Finnair+ Gold

    Hi all, I'm after your sage advice on how best to attain Gold status with either airline. I've two upcoming business flights to Europe (April) and US (June), with a couple of domestic MEL-SYD economy flights for the remainder of the year. My company is rather restrictive on flights and based on...
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    Superannuation Discussion + market volatility

    There's some merit to your brother's wisdom! Unhedged FX introduces a new source of risk to the portfolio, but potentially increases diversification (reduces the overall level of risk), especially if the asset class you're looking to hedge is more volatile than FX. E.g., if I was an Australian...
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    Superannuation Discussion + market volatility

    If you're in ING's Balanced option, the asset classes (including Australian shares) are managed passively by State Street, i.e. similar to Vanguard's VAS. The difference is with Choice Plus, you'll be responsible for your own asset allocation (split between Australian shares, international...
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    Japan planning and SQ biz questions

    Hi all, I’m assisting my sister in planning a two-week Japan honeymoon (ex-MEL) July this year using QFF and VA points. She’s thinking an outbound flight in Qantas economy (terrible value I know but QFF points are low and at least it’ll be a direct flight) and the inbound in SQ biz (barely...
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    Superannuation Discussion + market volatility

    Depositing into your home (non-investment) offset account earns you an after-tax, risk-free return equivalent to your mortgage rate. The alternative is only more attractive if it provides a better risk-adjusted after-fee, after-tax return. E.g., on a 4% mortgage rate and 40% marginal tax rate...
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    Superannuation Discussion + market volatility

    Hi OP, few things for you to consider (as mentioned by other posters): 1. Benefit of investing in super vs outside. N/a if you’re referring to existing balance but if you’re looking to contribute more into super, worthwhile comparing tax benefits vs access issues, etc. 2. Level of involvement...
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    Cancelling Amex Cards - what happens to booked Free Flights/Travel Credit?

    I had the Amex Velocity Platinum card, booked my complimentary flights and cancelled the card a week prior to the outbound flight. No issues with the flights.
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    1000/5000 point referral for new Velocity accounts

    Re: VA 50,000 points giveaway to friends Wow fantastic! Great incentive for me to get both my parents to join Velocity.
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