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  1. Tiki

    The Dark side of Japan Tourism.

    Doesn't travel insurance cover legal liabilities? I just looked at my Tick policy for the South America trip, they definitely have legal expenses and liability benefits. For me, the lesson learned here is don't rent a car unless you are sure that the country involved won't imprison you for a...
  2. Tiki

    The Dark side of Japan Tourism.

    Wouldn't the injuries of the other person be covered by travel insurance or the insurance that comes with a rental car? I don't see how this is a "crime". It was an accident. Dr Ron was not drunk, behaving recklessly or trying to hurt anyone. If it was his fault, then sure, have the...
  3. Tiki

    Strategy to obtain US Amex

    Wise into B of A posts as ACH.
  4. Tiki

    Velocity Frequent Flyer launches partnership with DiDi

    Mine is 250 points each for next 3 rides.
  5. Tiki

    The Dark side of Japan Tourism.

    Wow what an ending! If you wanted you could make this an episode on Banged Up Abroad. Travellers have no idea things like this can happen with a routine traffic accident. And not many people could come up with that much cash for a fine. I hope wherever you travel next is a happier experience.
  6. Tiki

    Cash or Card? Countries where you still need cash.

    BRL is extremely difficult to find a good rate for. Travelex will sell me 5000 BRL for $1647 AUD for delivery. XE midrate is 5000 BRL $1347 AUD. I can't get much information about money changers and ATMs at GRU because most tourists really don't need that much cash. Normal hotels...
  7. Tiki

    Strategy to obtain US Amex

    I tried to use an Aussie credit card to pay for a transfer to B of A to pay my US card. It posted as a cash advance but I quickly paid it in full the moment it hit. This was a few years ago and I haven't tried it since. I use my NAB debit card to top up the physical Wise ATM card and it...
  8. Tiki

    Cash or Card? Countries where you still need cash.

    Travelex has one of the worst rates in Australia for BRL at least. It's not a common currency here like the Asian currencies so maybe less competition.
  9. Tiki

    The Dark side of Japan Tourism.

    I think the most shocking thing is this happened not to some reckless youngster but to a well-traveled, highly respectable, mature retired doctor. And this is very shabby treatment for a car accident. It's scary that these motorcycles, especially the quiet electric ones can whizz out of...
  10. Tiki

    The Dark side of Japan Tourism.

    Holy shhhhhhh..........! I'm so sorry this happened, I hope you are both ok now. This is like a Banged Up Abroad nightmare. You just reinforced a decision I made a few days ago to forgo renting a car in Chile and using public transport and Ubers instead. You never know and motorcycles are...
  11. Tiki

    Cash or Card? Countries where you still need cash.

    Has anyone been to Brazil lately? I will need over $1000 AUD worth of BRL to pay a remote eco-lodge that doesn't take credit cards. Let's say a round 5000 BRL. Buying BRL here, the rates are terrible! I think ATMs only give 1000 BRL at a time, possibly limited to a 24 hour period. Not sure...
  12. Tiki

    Article: Why I Started Collecting Frequent Flyer Points

    The only thing that has saved my travel hacking game is being a dual US/Aussie citizen and the fact that the US banks rely on Fico scores, not pay slips. My 40 years of flawless on-time payments count for something over there. Stupid Aussie banks are looking at demographics and not individual...
  13. Tiki

    Flybuys Targeted Bonus Promotions

    Mine - Spend $90 for 4 weeks/10K Husband - Spend $70 for 4 weeks/10K Same as last time. I guess I will try to do 2 weeks of shopping tomorrow to use the concurrent $130 for 5200 points on my account and $100/4000 points on my husband's account. We are going to fail the next round as we...
  14. Tiki

    Strategy to obtain US Amex

    I put my US address on the application for the Ink Cash. It was instantly approved and i called immediately to ask them to send it to "my family's place" in Australia.
  15. Tiki

    Flybuys Targeted Bonus Promotions

    I had $120 for 4800 points last week, this week its $130 for 5200 points. I did the one last week because Woolies wasn't offering anything good. My husband had $90/2000 last week, this week $100/4000 points. We didn't do it. I'm waiting to see what the 4 week offers are on Friday, then I...
  16. Tiki

    Strategy to obtain US Amex

    I used whats left of my Delta miles on some Latam flights around South America, good value at 15,900 miles for longer routes. Shorter routes it's better to pay cash.
  17. Tiki

    5,000 bonus points each on up to 3 international Qantas Hotels bookings (book by 5/8/24)

    I have my 3 bookings for different places in Chile in October. Still annoyed that in one place I had to pay $27 extra for a double room because the single room was $99.20.
  18. Tiki

    Strategy to obtain US Amex

    Have you had other Chase cards sent here? I usually call right after approval and ask them to sent it to my Aussie address.
  19. Tiki

    Points strategy on a car purchase

    By that logic, anything could be charged back more than $3000. Cruises, biz class tickets, diamond rings, furniture, renovations. But credit cards are widely accepted for high level purchases. So I don't get the car dealer thing especially if the customer is able to prove who they are and...
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