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  1. pyramidforce

    Strategy to obtain US Amex

    Sorry, when you say US do you mean SH studios US address or your own US address? Did you get three letters in total?
  2. pyramidforce

    Strategy to obtain US Amex

    I know there are some banks that will let you open checking accounts in person with ITIN, but honestly I'm a bit chicken. There is literally a wells fargo about 2 blocks away from my US address. I always wonder if they would just realise that I couldn't possibly be living there because it isn't...
  3. pyramidforce

    Strategy to obtain US Amex

    I'll give that a go when it arrives and let's see what happens
  4. pyramidforce

    Strategy to obtain US Amex

    Yes but here is the problem, 1) We need to use the ITIN before we can link it to our credit report 2) we can't use the ITIN until we get it linked to the credit report I'm sure the problem isn't as complicated as I think it is, because a lot of people (not just here) use ITIN to apply for...
  5. pyramidforce

    Strategy to obtain US Amex

    I'm not an authority, this is a question as much as an answer It looks like a FICO score is generated after 6 months according to a quick google fu. I know that our circumstances are perhaps more unique than most, but at what stage should we become concerned that our ITIN just isn't ever going...
  6. pyramidforce

    QANTAS "Loyalty"? lol

    It is pretty rich of you to expect preferential treatment on account of your lifetime status and decades of spending with the airline. Australia is an egalitarian society and paying more money, such as for exit row seats or a business class upgrade, doesn't mean you get better seats or treatment...
  7. pyramidforce

    Strategy to obtain US Amex

    Hoping to get an answer as well generally regarding how ITINs get attached to credit reports. But if it is for an Amex card in particular you apparently can't not get another non non amex card through a method that isn't not another non Global transfer from your Amex AU profile. Could always...
  8. pyramidforce

    Strategy to obtain US Amex

    Do you have advice on meeting SUB while taking it slow? How to meet e.g. 8k USD spend in 3 months if any transaction over X gets flagged. I triggered an HSBC fraud review but clearing it was literally a 5 minute chat (with 30min wait time to get an agent). Cant imagine Cap1 or Citi being that easy.
  9. pyramidforce

    Strategy to obtain US Amex

    Damn. Thats really disappointing. They even have a 3% fee for overseas cards. So no US amex whatsoever?
  10. pyramidforce

    Strategy to obtain US Amex

    Update. I bought 5 cards. 4 of them worked on DEFT and not at ATO. 1 of them worked at ATO and not DEFT. I have absolutely no idea what is happening but at the end of the day it all worked out so I'm not complaining.
  11. pyramidforce

    Strategy to obtain US Amex

    Yes I pay 249.50 +0.5 surcharge is 250. I even tried 249.49 etc it doesn't work. I thought HSBC fraud had somehow ninja reversed the transactions somehow or something, but got off the phone with them, all good. Just the coles card doesn't work. Support number not working as expected. I guess...
  12. pyramidforce

    Strategy to obtain US Amex

    Yes, still full balance. Only transaction history shows all the failed transactions I tried to make. Support numbers not working. Oh well, it was never meant to be easy
  13. pyramidforce

    Strategy to obtain US Amex

    I think I've had a look there, I don't recall anyone having the same issue. They report that these cards work to ATO. Also not working for Sniip or revolut...:(
  14. pyramidforce

    Strategy to obtain US Amex

    Two updates on HSBC 1. Holding my breath as I spend 1285 AUD on 5x Coles Mastercard prepaid at Coles at 7am in the morning to try and get 20,000 fly buys points + 3x back on groceries - success. Amazingly the transaction was approved. 2. Trying to use mastercard gift cards to pay ATO - card...
  15. pyramidforce

    Strategy to obtain US Amex

    Im confused, ho we did you even get to that page without uploading your documents? Mine are all uploaded but not submitted to IRS yet.
  16. pyramidforce

    Strategy to obtain US Amex

    Strange. I have no issues with HSBC and my tello number.
  17. pyramidforce

    Strategy to obtain US Amex

    I honestly don't think they do, you just can't apply for the same card while hiding it still. Former citi issued cards are strange, there are ozbargain reports of people applying for, getting the SUB, cancelling then applying again in 3 months for the Virgin Flyer card for 60,000 velocity...
  18. pyramidforce

    Strategy to obtain US Amex

    When you submitted your form, do you remember what address was on the form? Mine has some address in California (not mine) and the agent told me not to worry and that I could change it l later if I wanted to. Im just wondering if the ITIN application has the wrong address will it make a problem...
  19. pyramidforce

    Strategy to obtain US Amex

    If you don't mind a contrarian opinion, QF availability even for QF non-WP is absolutely garbage for interational business class. Depending on your travel patterns, I genuinely find the following programs to be better value for Australians, under most circumstances; 1. SQ - expensive, but...
  20. pyramidforce

    Strategy to obtain US Amex

    Strange thing - the colesworth transactions plus another USD transaction are now no longer on my card.....as in they moved from pending to getting deleted. but my available credit has still been reduced accordingly. Have no idea what is going on. EDIT: Transactions are back on desktop only. No...
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