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  1. W

    Amex "I'm going to cancel my card" - bonus points given thread.

    Citibank only gives 30 days to reconsider, not sure about other banks, I recall NAB used to give 2 months.
  2. W

    Suggestions needed! Amex run electronic check, but no luck.

    If you are using non-Australian passport, then AMEX won't be able to check, and if you are not holding a driver licence, then most likely you will not get approved by AMEX credit cards, unless you can convince AMEX that you have an wealthy regular income. I'm guessing you are non-Australian...
  3. W

    Reduced AMEX earn rates from April 2019

    Nothing has been mentioned to DJ cards yet. However, it's a bit complicated with DJ AMEX cards, as it's an alliance card that issued by AMEX but managed by DJ, which means AMEX can't change any card features without DJ's approval. However, since AMEX starts dropping the merchant fees, which...
  4. W

    Reduced AMEX earn rates from April 2019

    Yes, 35%-50% devaluation.
  5. W

    Reduced AMEX earn rates from April 2019

    DJ cards earning scheme is not changed as this stage, and the conversion rate to airlines programs have been always 2:1, so put that in simple, other AMEX programs are devalued to the same ratio as DJ cards.
  6. W

    New Amex statement credits

    Thanks for that, great information indeed.
  7. W

    New Amex statement credits

    Please report here if purchase flight centre gift card from the website is able to get 100 credit.
  8. W

    Maintaining fee free for life when changing card details

    Citi is not cancelling its Signature card, it asks you to pay for the full amount of annual fee because you are no longer meeting Citigold criteria. It has nothing to do with losing fee free for life status. However, I'm quite shocked with the response from your relationship manager regarding...
  9. W

    Diners club companion card

    It calculates by each transaction not the whole amount by the end of statement, AMEX uses the same methodology, and each transaction is using round down calculation.
  10. W

    DJ MR - ever any Hilton transfer bonus?

    If you are not carrying lots of miles from any of airlines, then I would recommend you to redeem the points to DJ gift cards, at least it gives you 7 cents for every 100 points, then cancel the card afterwards.
  11. W

    Diners club companion card

    Can't add it into Paypal.
  12. W

    Diners club companion card

    I applied on Thursday last week, and receive today.
  13. W

    Woolworths gift card thread

    DJ has stopped taking EFTPOS gift cards to make a payment to your DJ AMEX since July 2018.
  14. W

    Diners club companion card

    Not really, to be successful using in UnionPay terminals in China, the merchants have to accept UnionPay Foreign cards (UnionPay overseas channel), if merchants only accept standard UnionPay cards that issued by Chinese banks, then Discover/Diners cannot be used in those terminals.
  15. W

    AMEX - SPG Transfer option after August 2018

    My advice is take the screen shot with the ratio it shows currently, and put the time log into it, and meanwhile also put the time log when you do the transfer, just in case if something goes funny afterwards.
  16. W

    AMEX - SPG Transfer option after August 2018

    I have logged DJ account, and the transfer ratio still shows 1000=500, and I just tested 1000, it went successful. I will see how many points it will arrive in my SPG account.
  17. W

    The two credit card rule

    See my post above in #6, but some people got lucky to avoid canceling existing cards.
  18. W

    The two credit card rule

    When I tried to get a third amex card in about 4 months ago, the process was nothing different as previous. However, the only exception was before I was getting my 3rd card issued, I got a call from AMEX to ask me to dump one of the card which I was holding in order to get the 3rd. I got very...
  19. W

    David Jones Amex offer 30k $99 July 18

    Hi Everyone, Have been in this forum for many years, but never posted any referrals and would like to take this opportunity to try the first time. rock86, congratulations for that referral bonus. http://amex.com.au/refer/junsn7Sq?XLINK=MYCP Highlights Receive 30,000 Reward Points1 when you...
  20. W

    CBA adds JAL, United and other airline transfer partners?

    I'm not talking about Qantas and Velocity transfer, as they can be easily replaced by other credit cards in the market which have much better earn rate. The new transferring partners which have been recently added just approve CBA awards stand very little value.
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