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If GP is convinced why refer to Derm?. The answer is because its not getting better with standard treatment after 6m >> Get biopsy. The biopsy effectively is your 2nd opinion.....

No you cant. That would put your total annual concessional super contribution over $30K. The $30K (for YE 2025) includes super guarantee, salary sacrifice, and any extra consessional super contribution) If you go on LSL + annual leave holiday then your employer will put in super guarantee...

Except this is the pension phase. In pension phase, the asset backing should always be conservative - ie preservation of capital should be paramount.

Potentially that would not be tax effective depending on JohnK's tax rate.

Correct Or work less over the year and pay little tax Dont forget that annual leave (but not LSL) comes with leave loading but I think this only applies if the leave is not cashed out?

If the govt wants me to keep my super fund (accumulation + pension phase accounts) under $3M, or get taxed for unrealised gains, I will just move the balance out and put it into fully franked shares where I will effectively pay Zero tax - as the shares are fully franked, and the capital gains...

Actually it also came with "$250" worth of extra accessories and a $250 gift card valid for Thermomix accessories.

The Galley Workstation 5S Winnings is the retailer. Comes from the US, so need to order some months ahead of any installation. As it is very large and can potentially hold a lot of water, the best way to instal it is to discuss with your kitchen and benchtop installers - and not necessarily...

We considered putting a magnetic knife rail on the splashback but we decided no drilling extra holes on splashback and we do all the knifework on the island. So splashback knife rail would not have worked

That is the best knife block Don't need to pull out a knife to see which knife it is 👍

There is a 2m one but I could not fit it in the island envelope🤣

They already do because of the delivery address. But yes unfortunate. We put on a slightly uninterested demeanour. She didn't stay long.🤣 Thermomix is generally a man free zone👍

1.5m long Tap on left is for the chilledfiltered and sparkling Tap on right is normal water hot/cold Some of the accessories are seen The sink has 2 tiers - board with colander sits on bottom tier The drying rack and cutting board sits on top tier. Because the boards are slightly rectangular...

Currently you can dump $30k concessional per year total - including what employer puts in. Outside of a one off salary sacrifice you can turn nonconcessional into concessional contribution by sending the super fund a notice of intention to claim a tax deduction and let your accountant know to...

rumour has it that the airport was names because thats what the pilots say when they have to go around. There us USL (Useless loop airport)

Currently No tax on investment earnings of assets in pension phase account (providing a superannuation accumulation phase account was used to inject capital intothe pension phase account)

$2579 fro the TM6 model Free delivery+complimentary cult initiation There is an optional $89 annual subscription to a larger recipe library (@serfty mentioned ebay as a cheaper option) Dear Cult leader suggested that as we have a large kitchen and looks like we entertain (which we dont), we...

Dear cult leader came over.

So in the end the Thermomix cult initiation ceremony was a bit of a fizzer. I don't know why they bother. We already set it up and was using it several time by the day she arrived .

How easy is it to clean> ........ Im interested in how a wooden block can be magnetic? 🤔