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  1. M

    Strategy to obtain US Amex

    Thanks. Just got this card last week and luckily I'm eligible for 10k bonus...good time to stack with min spend for the SUB.
  2. M

    Strategy to obtain US Amex

    I got my 2nd Surpass using the NLL link from DoC website. American Express Hilton Increased Bonuses (Up To 175,000 Points) - Doctor Of Credit https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/personal-card/hil/hilton-honors-surpass-credit-card/ep-hscc-8475#/
  3. M

    Strategy to obtain US Amex

    I'm in PUJ as well and have spent ~US$100k over 9 Amex's over the past 18months. Don't think the notion that if you are spending on all your cards consistently, you will stay out of PUJ...Hasn't worked in my case atleast... I'm in PUJ for both Biz & Personal cards but have been able to get...
  4. M

    Strategy to obtain US Amex

    Naah mate they couldn't verify. I applied for 2 cards over 4-5 month period and both the times verification seemed to be an issue. I've given up on Chase till I visit and open a bank account in branch.
  5. M

    Strategy to obtain US Amex

    Mine too
  6. M

    Strategy to obtain US Amex

    I'm trying to get Premier for P2 and was told by chat rep to deposit 9k for 6mo which will result in auto enrollment in premier. When I got it for myself it was just by phone call and a promise to deposit 9k every mo. Have things changed?
  7. M

    Strategy to obtain US Amex

    I got the same form to my AU address. It relates to Withholding tax if you don't submit the form. At this time I'm just going to ignore the form unless new information emerges or if I have a big deposit with HSBC US.
  8. M

    Strategy to obtain US Amex

    Not sure on the 1st question but I guess they might be following a T+2 settlement cycle for FX like equities. I leave balances in both A$ and US$. US$ for trading and also if the rate is good as it is at the moment I usually buy some and keep. I tend to avoid small value transactions to make it...
  9. M

    Strategy to obtain US Amex

    Leaving a successful DP for Amex Biz Plat $200 airline credit with Delta as chosen airline. Booked a domestic ticket refundable for Delta ecredit combined with an existing Delta ecredit and remaining 198 on Biz Plat.
  10. M

    Strategy to obtain US Amex

    Leaving DP on Sydney Train Fare - It earned 2X on Delta Biz card and 4X on Bonvoy Biz card.
  11. M

    Strategy to obtain US Amex

    Just updating I got the 2nd US$75 Uber credit for P2 this morning.
  12. M

    Strategy to obtain US Amex

    I guess it would have be unavoidable situation to use overseas Amex on SNIIP. Alternatively see if you can buy the Coles MC online (no fee on them atm) using your AMEX and pay using these instead. https://www.giftcards.com.au/Shop?promotion=all or this week you can buy the Visa GC (10x EDR...
  13. M

    Strategy to obtain US Amex

    I don't do it for the US cards but do it for AU issued cards issued on biz's ABN. Recently got AUS Amex biz 350k SUB + 100K on adding 5 additional card holders (20k/p) . 450K points on paper but the value feels so less....
  14. M

    Strategy to obtain US Amex

    I had a pretty good run back in March on Visa Gcards. Got A$15k+ worth GC saving 7% or 5 to 6% after FX on my new Plat card. Helped meet the SUB quickly.
  15. M

    Strategy to obtain US Amex

    I follow the same. Most of the times buy discounted GC to pay ATO like the one's on offer this week using my Amex US card but methodology is exactly same as you described.
  16. M

    Strategy to obtain US Amex

    The entry level HH no fee card the best offer is usually the 70k/80k points + FNC Surpass 130k+FNC or 170k points Aspire 180k points HH Biz - 175k https://www.doctorofcredit.com/american-express-hilton-increased-bonuses-175k-points-130k-points-free-night-certificate/
  17. M

    Strategy to obtain US Amex

    I haven't tried that route. But Hilton doesn't do egiftcards, they send physical cards in the US. Not sure how it will work with mail forwarding and may not be that beneficial with the costs involved but if you have someone in US who can store and ship it for you that would be one way of using...
  18. M

    Strategy to obtain US Amex

    The SUB atm are not the highest so you would be better off to wait if you can. Ideally, to play this downgrade/upgrade game you should first clip the SUB's and then look into DG/UG. For Aspire credits you can try to get the hotel to charge before your arrival. I paid for some of my room upgrades...
  19. M

    Strategy to obtain US Amex

    The AF on my surpass will be due shortly. I've the Aspire card too. I'm thinking of testing the strategy of upgrade/downgrade across the 2 cards for a 12 month period. Total spend is $30K and annual fee paid ~$350 in annual fees (6 months of $150 Surpass + 6 months of $550 Aspire). Potential...
  20. M

    Strategy to obtain US Amex

    This is for Clear Plus which costs $199. Based on what you posted looks like HSBC doesnt cover clear plus.
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