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I actually called them and gave my ITIN for pulling the application but they still asked to send W9...is it a case of HUCA?

I opened my account a few years ago so reckon would have chosen AU account...you can easily add a USD account as long as the account name matches...once added you will see the option to transfer money in/out for both the USD & AUD account...

I applied for Ink Preferred and have been asked to fax W9....don't know how to go about it...

Yes, I did. I paid US$26 tax. Filled an online form for free, it is a bit lengthy but most of the questions can be skipped.

Ya, I did set it up with AU address at $5/mo but then read somewhere that the phone bill could be used as utility bill for verification and also kind of serves in creating data points for yourself when bank likes chase try to verify you by using random address etc...not sure how much of that is...

Leaving a DP for $10 wireless monthly credit on Amex Biz Plat. It works with Tello monthly plan. I currently have the min $5 plan which after taxes is $6. Got $6 back this month.

Ya. I think Amx has become very sensitive on the personal card front and it also depends on your strategy on how aggressively you want to pursue. In this 14months journey so far, I've opened 7 Amx cards and closed one (Bevy) few days after the AF was posted - 3 personal and 4 Biz cards IME biz...

Sorry. Can't recall if I was asked to supply ITIN when I opened it last year.

I use the ACH transfer route, Transfer time is next business day as long its requested and approved before the cut off which is probably 2pm NY time...funds are usually available the following day early morning US time...couple of things to keep in mind is there is T+2 settlement on FX, the USD...

Yeah exactly. I transfer it to my Amex checking a/c to pay the CC bills...

I took a FX hit coz of this volatility, sold A$12k when it breached .65 couple of days ago and sold another 5k at .6550 last night...I've few chunky purchases at.66xx levels...oh well!

Update It's still working the vendor name changed from Q store to Qantas loyalty on settlement. Credit posted within 3 days

I regret not using my Surpass $50 credit for Dec-23 and Mar-24 quarter...don't have a close relo in States to send these GC's...and not sure if using a mail forwarder would work and even if it worked the shipping cost would reduce the gain to paltry $10-$15...but even w/o this, reckon still...

They indeed have. I'll be closing this card on its 1st anniversary...going to maximise the possible credits. prepaid some of upgrade costs for a stay in July yesterday hopefully get 60 back in March Quarter and then have requested to prepay some in April quarter. The 15k spend FNC is available...

I just got the aspire card yesdty and ordered some Tequila from QW to hopefully meet the March quarter credit... currently the charge is pending but the vendor name is Qantas Store AU. Is that how it posted for you and others? And has anyone tried buying Qantas $50/100 Gift voucher and received...

I too have been in PUJ for personal cards, been trying to get Aspire & Brilliant for overa month now w/o success...but yestdy found this comment about using the NLL link for aspire and it worked...got approved straightaway... NLL link for all 3 Hilton Personal cards is posted on DOC website...

heads-up guys Amex Hilton Business has just been refreshed... Annual Fee is now 195; massive 175k SUB with US$240 hilton credit split into $60 quarter. https://americanexpress.com/en-us/referral/SANDELvOar?XLINK=MYCP

Not sure if you can pay Amex directly. I transfer USD to my Amex checking account...

Yes, its at spot rate. They offer a simple option of converting AUD to USD at spot rate...

Would buying gift cards at Woolworths trigger an amex financial review? Nope - I bought A$20k+ worth of GC's across my 2 Amx just last week. And have bought many more over the past year with no issues till date. Does Wise allow payments to amex to pay off the credit card balance. Those XE fees...