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If you want a lower fee of about 0.4% then you can look to buy Coles prepaid MC using your Amex and paying ATO via the prepaid cards...do note there is a limit in terms of number of payment you can make in a day. There is currently no activation fee on these cards so its $ for $...I think you...

Yep. I've done that too..Better than AU amex wrt to the fees charged. Points come along at the usual card earn rate...

I got a similar email for C1...I didn't bother calling them and let them close my a/c...I had already received my SUP of US$350 but the main idea was to have an ongoing relationship with them to pursue credit cards sometime later.......

Indeed they have. I think the last round of payments went out on 10th Oct and nothing since then. I received my "Your Rewards Checking account $250 bonus is on its way" on 10th Oct but no cash in the a/c yet. may be they have moved to a monthly cycle.

I was thinking do that when my Bevy comes up for renewal next Feb. But the 35k annual cert is no longer an attractive option. I already have the Marriott Biz which I might keep instead as it doesn't count for 5/24. I'm going to hit the limit of 5 active Amex lending products either end of this...

Apparently people are getting confirmation email for welcome bonus within few days of qualifying DD followed by posting cash deposit within few couple of days of the email. Doctor of credit forum is pretty good for getting data points on US card and bank deals….

Update - got the $250 welcome bonus email overnight.

my ACH transfer from HSBC to Amex Checking didn't trigger the welcome bonus. Per DP's people are usually getting confo email within 5 days of qualifying deposit. I made the deposit of 501 on 26 Sep. Waited a week or so and then recently did another 2k ACH xfer from IBKR on 6th Oct no emails or...

It's an AU IBKR account. Once you have the account open, you can wire funds from your AU bank account, buy USD at spot and then link your US bank account and do a ACH transfer. IBKR offers wire and ACH transfers. C1 rejected my wire transfer but ACH went through.

ya but these certs have one year validity and you are limited to 65k properties. Some of the properties are notoriously pricing award nights slightly over 65k.

hey mate, the current offer is 125k points. If given the option I would have taken this offer over the 3 night 50K cert. 1694485159 Thanks it worked today. Maybe the site was down that day.

I tried using the pre approval link for C1 both with US VPN and non VPN but it keeps saying site can't be reached.

Adding a DP - Amex Biz Hilton which earns 6X points on airline spend, also coded 6X points for spends at Qantas Wine. Also, taxes paid on reward flights on Sing, Qantas & Virgin coded at 6X, which was expected but adding here just incase someone had a question.

Lot of people on DOC comment section have indicated that they got the bonus even after doing regular transfers from other banks. I transferred 250 once from my HSBC US checkin account which coded as web transfer on my statement and did the 2nd 250 from IBKR which coded as Direct Deposit. Even...

And they currently have a US$350 bonus offer for opening a new checking account + meeting the offer condition.

Capital One is offering a $350 bonus when you open a new 360 checking account and complete the following requirements: Using promo code BONUS350 Set up and receive at least 2 direct deposits each of $250 or more within 75 days of account opening Open a 360 Checking account between 12:00 a.m...

Update 2 - I got my US$350 signup bonus today 1st Transfer of 251 from HSBC on Aug 23 2nd transfer of 251 from IBKR on Aug 24 Bonus US$350 credited on Aug 29. I think I might need to do a tax return coz of this?

If you haven't had the card before then the best strategy is to first signup for the card and then later on accept the upgrade offers on your other cards. The upgrade offers don't have the lifetime bonus condition so this way you can double dip.

The $1.10 must be the verification charge done by the vendor which will disappear in few days.

I got this recently, but personally the use case for 3FNC is hard for my upcoming travel plan and they have 1 year validity so I'm going to meet the min spend over the next few months while I figure out the best use. If you have a specific redemption in mind then its good value and you can also...