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  1. M

    Strategy to obtain US Amex

    Yes, that 350 is taxable income in US. I got the Amx Bonvoy biz & Amx Hilton Biz both approved over the weekend. I don't have a FICO score yet but my existing personal US Amx account is about 6-7months old, so not sure what worked in my case, but I'm not complaining :)
  2. M

    Strategy to obtain US Amex

    Thanks mate. I just opened a C1 checking account, no maintenance fee or min bal required. They currently have an offer of US$350 cash bonus when applying using promo code bonus 365 and set up and receive at least 2 direct deposits each of $250 or more within 75 days of account opening. I wasn't...
  3. M

    Strategy to obtain US Amex

    I've 2 cards getting delivered next week via USPS first class mail to MyUS.
  4. M

    Strategy to obtain US Amex

    I got approved for Amex Marriott Biz card couple of days ago. I applied using my ITIN. Amex is supposedly less strict with Biz card vs personal. If you value Bonvoy and stay a fair bit with them then is definitely a keeper as it pays for itself. However, the 35k Certificate will be little...
  5. M

    Strategy to obtain US Amex

    sorry few more questions - on C1 cards, did you first get a debit card and after few months of history with C1, got the CC? Did you apply it online from Aus using VPN etc or was it onshore?
  6. M

    Strategy to obtain US Amex

    Thanks mate. Ya if I don't find anything else reliable then I'll try using them on an on/off basis. Signup for few months when I need a card and then close the account till next application which maybe 4-6 months away. Not sure if that would work or cause any other issue.
  7. M

    Strategy to obtain US Amex

    Are you paying a monthly fee?If so, how much? I'm thinking of using them in future for getting C1 and Chase cards, but their monthly fees of US$15 (if billed monthly) is a exbortiant.
  8. M

    Amex "I'm going to cancel my card" - bonus points given thread.

    I called after hours so the rep didn't offer anything as he was from personal card space. I called again today and was offered 100k by biz rep, but I politely refused and canceled the card. Have already extracted max value that I could - used 3 dell $125 offer and 2 free accor night by paying...
  9. M

    Amex "I'm going to cancel my card" - bonus points given thread.

    Not offered any retention on cancelling Plat Charge Biz. Maybe its only for personal plat cards.
  10. M

    Strategy to obtain US Amex

    I applied and got approved for Amx Bonvoy Business today. I don't have a FICO score yet but used my ITIN and was approved. New offer is 3 Certificates of 50k each. Might be little hard to use for my travel plans though.
  11. M

    Strategy to obtain US Amex

    I just got my ITIN, took approx 2 months. Applied mid march. Applied via SH Studio. I don't have a FICO score yet, so guess will lay low for a while.
  12. M

    Strategy to obtain US Amex

    surprise, surprise - I don't have a US RM assigned to my account. Spoke to them and was told since I applied for my account online no RM was assigned. asked me to call them back on Monday to speak to Premier RM team.
  13. M

    Strategy to obtain US Amex

    I'm still bit unclear on HSBC US CC, I don't have any credit history (still building) nor an ITIN/SSN. I opened a premier account with them few months ago. Do they not ask for income/resident/address proof for US CC applications? Did you go via your AU RM or do you also have a US based RM that...
  14. M

    Strategy to obtain US Amex

    I applied it online. The account was setup within 3-4 days. I was contacted once from a US based CC rep asking questions like source of funds, amount of first transfer and few other basic questions etc.
  15. M

    Strategy to obtain US Amex

    I tried the C1 pre-approval tool, it keeps giving error on the address page. I'm also using Myus address . Error msg - We can't accept a non-physical address on a credit card application. Please try again using your physical address.
  16. M

    Strategy to obtain US Amex

    here you go https://theshstudio.com/itin/ Looks like they have increased their fee from US$250 to US$349.
  17. M

    Strategy to obtain US Amex

    I also used SH Studio, been over a month since the application. Application process has 2 parts - signing the form and a quick video call. I went directly to their website to avoid Fiverr Fee. It was cheaper to pay US$250 directly to them.
  18. M

    Strategy to obtain US Amex

    Yeah pretty good offer. I got the Amex Bevy earlier in the year for 125k SUB and 50k certificate after spending US$15k. Pretty helpful for my upcoming trip but in hindsight should have gone for Brilliant but 650 fee for the my first US card was a bit too much. Will get it anyways later down the...
  19. M

    Strategy to obtain US Amex

    I've HSBC premier US checking account open for 3+months. Are you suggesting I can get premier CC without US credit history or ITIN? My ITIN application is currently under process. I'm also thinking of getting the HSBC Star Alliance card in AU to get SA Gold. Hope that doesn't have any impact.
  20. M

    Strategy to obtain US Amex

    I bought a bunch of Coles MC using my Amex US back in March when Coles had 10% promo on these. 1681273907 I was able to use TCN restaurant eGC at Starbucks in AKL.
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