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Probably because the driver claimed that it was broken to force the passenger to use their PIN so that they could defraud the card. I've had that happen to me - claim that the terminal is broken when I go to tap and pay with my phone - you'll need to pay with a card. My reply is "sorry, I...

Yeah, that's what Mrs BJReplay was asked for. Their boilerplate requests don't leave a lot of room for people who don't fit the normal pattern of income. But I think you get a phone number to call, and you will find that (once you've provided ID) that you can talk to someone, explain your...

That was me, immediately post retiring before the age that I could access superannuation. Living off savings before drawing down on investments during the COVID crash (which was the plan) didn't do anything good for proving my ability to prove that I could afford a credit card. Human assessed...

That may be true or it may not. Yes, every retiree has different circumstances, but Mrs BJReplay with no separate income (just funds coming into a joint bank account - that could be mine, could be hers), no superannuation income, got a BW Platinum card by applying. My main point is that it...

As others have said, BankWest Platinum as a credit card is also no fee, no transaction fee, Mastercard rate. Debit: Macquarie Transaction Account earns 4.75% on deposits, and the debit Mastercard has no fees, no transaction fees, and Mastercard rate. Ditto Ubank Visa as a Debit (but no...

I just discovered that the Android app (and, I am guessing the iPhone app also has this) has an account closure request (and it also confirms that I didn't have to provide my credit limit - it's the same form). It worked instantly this time. From Account settings, you should be able to get...

I just received an email asking for more information WTF??? WTAF? I wasn't paying a lot of attention, but I don't think I had to provide the credit limit when putting in the close request using the online form. When I log in now, it shows Close account request In progress I've fired back a...

I just went into the app just now to see if there was any progress on my cancellation request - there was not, but I noticed that there was an offer for 90 days free Amazon Prime, so I signed up. Free is free.

I should. Though I suspect that HSBC Premier and Bank West Platinum will form the no fees high points no stress combo going forwards.

Well, I am blaming BA for that 🤣, but point well taken. Absolutely - yet that's the position that I found myself in for Iceland... In general my approach is to book directly unless Booking dot com is significantly cheaper, for example. So most were booked directly. Many hotels in Iceland...

And, if you value those reward points at ≈$0.01 per point, 5,000 reward points are worth $50. That's why so many people held a no points, no Interntional fee credit card, because it made economic sense. When CBA introduced CBA Ultimate with a $2,500 per month spend to avoid the monthly fee...

No, not at all. I'm just saying that having been through the process of being offered stupid credit limits from CitiBank when we all got their fee free for life cards back in the day - which I didn't need or want - when I was working, and having not arranged the right credit cards before I...

I'd doubt it. I had 90% of the bookings for my last trip just completed secured against a cancelled credit card. It made no difference. I couldn't remove the card from AirBnB, even for fully paid bookings, even though it was cancelled. I had a couple of hotels which asked me if I wanted to...

For those retirees (I'm one too), I used to think it was impossible to get a credit card, but what I think is the case is that it is very hard to get one in the first couple of years after you've retired, because you've gone from a regular salary to not yet proving a regular retirement income...

I had no real problems getting the HSBC Star Alliance cards - I thought it would be a problem but had a crack, and it turned out to be that easy (after some back and forth), that Mrs BJReplay also had a crack, so we both got the 50,000 bonus Aeroplan points and star alliance gold. We had to...

I've just got back from a trip where the eSIM was a handy gap-filler. Boingo in-flight WiFi was still useful a couple of years ago as well. Thanks! My close account request has been submitted. Same. I have cancelled mine thanks to @Flashback posting the link! This is a great card for OS...

TL;DR - complain politely, and you'll get a good result - not necessarily on that stay, but if you are a regular guest, it can work wonders. I once complained after I received a post check-out survey: I had requested a quiet room, away from the lifts, if possible, at a hotel that I used to stay...

Everyday Global Account. If you're not an existing HSBC customer, then, as it says at Premier | Premium Banking Services & Support - HSBC AU "You can apply for an Everyday Global Account and HSBC Premier status at the same time." I can't do it online as I'm an existing customer - but my plan...

I have done a dry run through the application process, but not submitted. I can confirm earlier posts that indicate that you have to confirm that you will put $9000 through looks like it is enough to apply. I can't confirm if it is enough for it to be issued, but others might. I will be...

I checked my email history, and you're right. I was confusing myself between getting the email about Star Alliance status (which was the day after I cleared the $4,000 spend hurdle) and the awarding of status, which was 14 days later.