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I requested, none offered. All dates below after opening... I tried to increase after 6 months, but was knocked back (still employed), Increased to $11,200 after 18 months (requested $15,000) (still employed), Increased to $16,800 after 30 months (requested $20,000) (no longer employed, but...

It certainly is the toughest assessment I've faced in terms of credit cards credit limits. I'm assuming you earn $130k a year, rather than $130 a year :) When I first applied (about four years ago, give or take), at the time I had no problems being offered $30,000 for other cards, Amex...

Thanks. I don't have a wealth package. I definitely have not received notification - via email, mail, or on a statement. I am unlikely to drop below the new threshold now as I could no longer justify the fees on the Amex, so this is my main card. However, I will probably drop below it at...

Very late reply to this post, but today is 25th August, and I have still had no communication from CBA for my existing Ultimate that I have had for about four years I think telling me that the spend to avoid the $35 per month fee is increasing. I guess they have up until 11:59pm tonight to...

I'm only LTS, but also LTQC back when that was something you could buy (and tax deduct and not FTB), so points for me. SCs are almost worthless for the same reason - I won't see WP or P1 again.

Yes. Attempted to grab a screen shot, but fat-fingered that. Now get a message saying that I'm ineligible for the offer.

Yeah, more than a decade ago. I declared a (roughly) $3,500 to $4,000 recommended retail Seiko Astron GPS watch (I can't recall exactly as it was that long ago) that I picked up new (uncompleted lay-by) for about $2,200 on the way out the country for a 10-day trip. I was warned on the way out...

Actually adult children travelling with husband and wife do count as a family group - and can extend it. When I (54) travelled with my wife and my parents (79, 88), and we (myself and my mum) put in two separate claims on the way out, the person at the desk said "you could have just put in one...

Declare. Pool. You'll be asked. Explain. Walk through. If you're claiming, your passport is flagged. If you don't declare, you risk getting asked. If you do declare, you are all good.

I just got my statement (for the period to 21 July) today (25th July). Still no notice in the statement, the covering email, or Netbank notices. My next statement won't arrive until the 25th of August. Very odd. I can't imagine that they're not going to raise my threshold, but they're very...

Thanks. No email yet for me. Will report back when I get my statement if it is mentioned in the statement or email notification.

I still haven't heard anything. My statement is due tomorrow, so I'm guessing it will be on tomorrow's statement, but if not, they're leaving it very late...

I've been wary of relying on credit card insurance for exactly this reason in the past. I've always taken out a good (but inexpensive) travel insurance policy. Often that has been an annual policy when that has made sense, especially when I've then been able to rely on credit card insurances...

Thanks. I've taken it up for 6 months for the minimum amount to get the points. No go for my KrisFlyer top up, but still worthwhile, and an 5x return on actual costs if used for discounts off Coles shops or for Velocity points. I've recently reduced my credit limit on this card from $30,000...

I'll look into Virgin Wines - good idea. I'm just tempted to do the cash installment plan anyway - worst case scenario is that I have either the flybuys points as cash off (worth $125 for $45 fee), or velocity points - probably also worth around $125 for 12,500 points, so bit of a no-lose scenario.

Has anyone taken up this offer? If so, how quickly do the flybuys points post? I'm short 6,500 KrisFlyer points for 2 x J return to LHR, and although it is terribly wasteful to transfer Flybuys to Velocity to Krisflyer, if I take up this offer, it will cost me $45 for 25,000 flybuys points =...

Having been spoiled by J for business, I now have to fly it for personal travel. I find it fascinating that little things can be so significant - I have only flown SAS once, and found that odd (no lounge access), but didn't think anything more about it at the time. But I do recall at the time...

Interesting - I know everyone's different (cue the shout from the crowd - "I'm not") but I've just closed my Platinum Amex because I just could no longer justify the fee vs the value of points differential - even with the dramatically better SQ points conversion rate. The annual fee would have...

I have used it, and rate it! I had delayed (7 days) baggage and flights (2 days extra delays). My paid travel insurance covered some of my costs. The CBA insurance covered other costs and was substantially better in many cases (covered lost costs on non-refundable accommodation that the paid...

Pretty much this. Check for noise - get a new room if unacceptable. Check for light that will make sleeping a problem. Check for temperature - and if it looks like it can't be fixed, get a new room pronto. Check for exits. Check safe works (a pain if you can't lock stuff up later on and...