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    Strategy to obtain US Amex

    Did you manage to get a room that caters for 5 using points or free nights? Family of soon to be 4 here with 2 young kids so wondering if any of the hotel credit card offerings are any good for young families. I checked the Conrad Hilton in Tokyo and as soon as you go above 3 people (inc. young...
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    Strategy to obtain US Amex

    Love your work. May I ask which card provided the 2 free nights? Surpass currently provides one night free as does aspire I think? I have been toying with a second AMEX GT and I know the aspire/ surpass are popular. I just wasn't confident that id be able to redeem the free night and get...
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    Strategy to obtain US Amex

    Thanks. Yes she currently has a Green Card. At least that is one option to call up and still get another AMEX. The cost of the ITIN application using a company put us off tbh. But I guess it is worth it in the long run..
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    Strategy to obtain US Amex

    You've answered my question and confirmed what I thought, thanks. Does it make sense for her to obtain an ITIN now and if she did would it even be tied to her existing FICO score?
  5. C

    Strategy to obtain US Amex

    Hey looking for some advice regarding partners credit card options. She just got a fico score (683) viewable via Amex site. She has no SSN and recently cancelled her AUS Amex to reapply in 18 months time. Which US credit cards, if any, are available to her with a FICO score with 7 months...
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    Expertflyer vs Seats.aero

    Just checked out seat.aero and it looks good. Probably would have saved me days of checking sites over the last few years. However I note it doesn't seem to include some major airlines like Qatar or British Airways. Is there another search / alert app/site that is useful for those? I am...
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    Strategy to obtain US Amex

    Thanks, yeah I know how to search for it. I assume I just need to keep checking on a monthly basis until it finally appears then as currently it just says "Sorry, your FICO® Score is unavailable at the moment." Ill sync my Award wallet account with my AMEX, thanks for that tip.
  8. C

    Strategy to obtain US Amex

    Thanks. I may wait another few months then for my FICO. How do you know when your FICO becomes available?
  9. C

    Strategy to obtain US Amex

    Is it possible to get AMEX biz cards without having a Fico score? I do have a SSN and and 5 months of credit history.
  10. C

    Strategy to obtain US Amex

    It should be. I got my first AMEX GT in Dec 23 (no SSN, as I kept getting rejected while trying it as I had no credit history). I then got a capital one secure card using my SSN. Same address etc so hoping everything will be linked. I thought I already had my fico score as I can see my scores...
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    Strategy to obtain US Amex

    Can I apply for AMEX biz cards as soon as I have a fico score? I have a SSN.
  12. C

    Strategy to obtain US Amex

    Hi mate, I am now considered moving a relatively large amount from UK (GBP) into my Aus bank account (AUD). Would it be possible to use this brokerage service and would it be a lot cheaper than say wise / revolut / bank?
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    Strategy to obtain US Amex

    So you can transfer AUD directly in from an Aus bank account, convert to USD, then transfer directly to USA bank account? I have setup an account with them. There was an option for location country of account, I chose an Australian account, unsure if I should have chosen a USA one...
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    Strategy to obtain US Amex

    Welcome, you are on the right track. May I ask why are you choosing the aspire card? I believe it is popular within this thread but I was wondering how is the $550 USD annual fee justified?
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    Strategy to obtain US Amex

    Once you have an ITIN do you have to file tax returns each year or is there any other requirement of having one?
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    Strategy to obtain US Amex

    Hey was just wondering are you applying for ITIN by yourself or using a service. What ITIN application service to people generally recommend?
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    Strategy to obtain US Amex

    Yes
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    Strategy to obtain US Amex

    I see Level nine has basically answered my question above. For clarity do you wait until the second annual fee has posted then close and request refund or close prior to annual fee statement?
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    Strategy to obtain US Amex

    I recently got amex green GT in Dec. Based on the discussions abvoe related to cost of using the card in Australia would you recommend downgrading this card now or wait until the annual fee is due?
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    ATO (tax office) payments by credit card

    Are you then taxed on the interest made from the 6.9%?
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