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Tried to use the Chase CC Pre approval tool - unfortunately it doesn't accept ITIN in the SSN prompt - not sure if I should apply for a card and see how I go or try to improve credit file with another Amex - planning on going to US midyear and will apply in person at branch. When I did the C1...

I was also declined a few months ago What I think fixed my application was - making sure that Experian and transunion had my correct details for ID check - phoning up and CSR confirmed my number was ITIN and not SSN - even though they say they accept ITIN I think when you put it in it must...

Tello - works fine - I have since changed my 2FA to my authentication app which works perfectly

Initially was not approved and then called and they had to clarify the ITIN (and not SSN) and then approved

Happy New Year I managed to get a SoFi account signed up with a ITIN and got a Rakuten MR bonus Interestingly it pulls the Transunion Vantage 3 score - mine is only 589 but my understanding is that no one really looks at Vantage score - it pulls correctly the 2 Amex I have and repayment history...

I can’t see why it wouldn’t work at all - you will just pay from your USD wallet rather than AUD wallet - can you just pay from the source of USD and cut out wise (it may not be a form that pays easily)

lets hope you spend them well - amazing year

Just been reading on reddit that Wise has changed how some accounts are getting transfers into US accounts - Not sure of its all ACH transfers and certain banks but how I understand it Wise used to almost pre transfer the amount and then get it from your account but as always someone discovered...

I have noticed this to. Unlike Australia where can add everywhere it is offered it seems the US offers are "per account" rather than per card on Amex website Didn't know about Cardpointers

Are they strict on the 12 months I did a transfer 21/12/23 and want to do another this year - do I need to wait till 21/12 or Dec is close enough

I’m would imagine it the forex currency rate That’s the case for Au to us so would think same in return

I just set up auto transfer of 10K monthly and 10K out monthly a few days later so no involvement for me at all

Agree - I recently redid 4 loans and Premier were hasseling but not within the ball park - the only value I see is the accounts in other countries and a fee free CC - but I get that with other banks too

Is the Frequent Miler FB group the best place to try and use referral links or are there other places people suggest to keep an eye on?

I have tried recently to get them and not easy - best way I have found is to write to them to send you a copy in the post which has worked with TransUnion at least Experian and TransUnion don’t allow setting up account with ITIN so that won’t work, Equifax does and I have set up mine but can’t...

Amex checking if you have Amex card Alliant Credit Union is meant to work with ITIN

Ok thanks Plenty of transactions wasn’t sure if it was at start of month or each 30 days This is the first month of it

Amex Blue Business Plus - but there is a foreign conversion fee

Thanks - that is roughly plan working at - will try Chase and Capital One as first away from Amex

To HSCS US Checking account holders - is there a consistent day that statements come out - just awaiting to upload one to Amex