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  1. GSP

    Credit Card Offers ANZ Rewards Black Offers & Discussion

    Not disagreeing with you, is sounds like Chicken Little worrying about the sky.
  2. GSP

    Credit Card Offers CommBank Ultimate Awards Card: 100K award points – potentially fee free

    Interesting, I looks like the Awards points have been changed from 90k +30k after one year to 100k straight up or back to what was originally offered documented at the start of this thread, so technically its a regressive move unless one was going to get the points and close. I can't recall...
  3. GSP

    Westpac Low Rate card. $400 cashback, $0 fee for first year

    Approved, now to spend $4k. No points however, although $400 will be handy. Will likely use on the Smart Spending app where I can still buy Woolworths gift vouchers for 4% discount and Coles for 5% and not incur a CC fee (albeit only 1% on premium cards).
  4. GSP

    Everyday Rewards Targeted Offers

    This offer has easily been the best ever. Per above, I'm into week 5 of 8 for two accounts having received 2k points on one account and 1k points on the other account each week for making a single purchase, sometimes a $20 shop and sometimes a 50c shop.
  5. GSP

    Credit Card Offers ANZ Rewards Black Offers & Discussion

    See post #2 in this thread that I posted. I spent over $2k in the first month and had the 180,000 points posted with the first statement. I cleared the $2k hurdle however well within the month FWIW.
  6. GSP

    Further Status Extension to 28 Feb 2023

    Extended here also. Have not used Virgin much since mid 2018 which saw me drop to Gold then continual extensions.
  7. GSP

    Westpac Low Rate card. $400 cashback, $0 fee for first year

    I've applied. Spend $4k in first 4 months for $400 cashback. I saw this marketed for existing clients only (i.e have a Westpac login, not necessarily an active account), and when logging in implied as an existing cardholder the 1st year fee would be waived, however I've seen the same on the...
  8. GSP

    Credit Card Offers CommBank Ultimate Awards Card: 100K award points – potentially fee free

    If he has been invited, then I'd doubt you'd need to go through the income proof but never know. In addition to the previous replies, awards point earning depends on your shopping. Supermarkets, servos and dept stors earn more on Ultimate (2x) compared to Diamond (1.25x) whilst everything...
  9. GSP

    Credit Card Offers Qantas Premier Platinum Offers & Discussion

    There is on the online portal.
  10. GSP

    KrisFlyer for Families

    How many signed up their children to an account and linked to get the free 500 miles?
  11. GSP

    American Express Velocity Platinum Card 120K VFF Points & 120 SC

    I'd jump on this but I have another 14 months to wait until eligible for sign on bonuses with Amex.
  12. GSP

    Difference in credit scores between reporting agencies

    Haha, same with me, like the OP, I've always been languishing in the low 500's but jumped up to 634 yesterday. My other scores (Equifax and Experian) also went up.
  13. GSP

    CC churning - equifax scores

    I just check my score (updated the 1st of each month) and it was jacked up to 979 (from 832). Not sure if some 2016 enquiries dropped off (I did quite a few around July/August 2016 from memory) in addition to the new methodology.
  14. GSP

    New Velocity partner: bundll bnpl

    What was everybody's limit given? I was only given $500 (not that it matters). My CreditSimple (Illion) score which I assume is where they go is 634 but was 523 a couple of days ago.
  15. GSP

    Flybuys Targeted Bonus Promotions

    I never got that one on any accounts. I've had it in the past and it's an easy rewarding one.
  16. GSP

    VA-X & win

    I just entered and I only saw a check box saying I have had two doses of the vaccine. I'm not sure how they verify, perhaps the winners have to submit proof later? If that was the case and someone could not, would they just draw another name. Or they have some other way of verifying via the...
  17. GSP

    New Velocity partner: bundll bnpl

    I found it painful, but have signed up. Will make a (small) payment and hope the points come through.
  18. GSP

    Bonus 1,000 Qantas points, 15 status credits or $20 flight voucher if fully vaccinated against COVID-19

    I went points but now thinking SC may have been better.
  19. GSP

    Everyday Rewards Targeted Offers

    One thing I've noticed with WOW offers compared to Coles is that if say you miss week 1, you can still qualify for the following weeks. I suspect there are instances where this may not be the case however.
  20. GSP

    Everyday Rewards Targeted Offers

    I'd expect you to get all three, a "triple stack"
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