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I read it as a car you own, as well as a rental car. Never had a breakdown in a rental, would / does the rental company provide the roadside assistance?

I don't think it's really marketed anywhere, but you can find details in the Platinum Insurance T&Cs - page 27 & 27. Roadside assistance is a nice benefit but useless for me because the vehicle has to be less than 8 years old...

Yes - hopefully can keep an Edge or even Explorer (if it's just an attempt to phase out Reserve for some reason?)

The wording on the benefits page is interesting: Platinum Reserve Credit Card Benefits | AMEX Australia Seems like only affecting new card holders at the moment (and only those who hold a Plat / Cent card also?). Will wait and see, but as others have said hard to justify the Plat AF with $400...