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  1. J

    Australian Housing Affordability Discussion

    The current generation just has to face mas immigration driving down wages at the mid to lower levels. mass student immigration which further drives down wages at the lower end 457 Visas for fast food workers driving wages down at the lower end. 2 incomes today isn't about child care fees...
  2. J

    Australian Housing Affordability Discussion

    Your point? Is this a mashed avocado story?
  3. J

    Australian Housing Affordability Discussion

    If housing is cheap and supportable via a single income is child care such an issue?
  4. J

    Australian Housing Affordability Discussion

    CoreLogic claims that the median capital city dwelling was valued at $605,000 as at February 2017. According to the latest ABS Household Income Survey, the median household disposable income as at June 2014 was only $77,740 at the capital city level. If we scale this up by wages growth, this...
  5. J

    Not wearing seat-belt in-flight

    True. I just dun get why people in their seat don't wear their seatbelt on a flight. Maybe the safety videos need to put a bit of fear into people as to what can happen to them if the plane hits some turbulence.
  6. J

    Not wearing seat-belt in-flight

    i dun understand why people don't just leave the seatbelt on all the time. loosen if you want, but realise you only need to drop 1M and you'll hit your head. Might be harsh, but i have no sympathy for someone injured because they didn't have their seatbelt on.
  7. J

    Lower Bank interchange fees to 'enhance' credit card earn rates

    Re: Interchange regulation will lower Visa and MasterCard Points Earn in 2016 It's funny. When you invest in a company you want the biggest profit and highest rate of return on your investment. But then we'll be grumpy if those same companies pocket any increase in revenue from lowered...
  8. J

    QANTAS to launch their own credit card in tie-up with Citibank

    could be interesting after the RBA changes come into effect with interchange fees dropping again. Banks need to make money from the financial side of a CC, where as QF own the rewards scheme and can likely gain a lot of value from the information gleaned from the spending habits of potentially...
  9. J

    Lower Bank interchange fees to 'enhance' credit card earn rates

    Re: Interchange regulation will lower Visa and MasterCard Points Earn in 2016 This why I'm torn on the issue. I know the higher interchange fees from a few years back were paying for my points. The question is does lowering the interchange fee have any benefits? I suppose it dose in that...
  10. J

    Bankwest qantas world

    received a reply via the secure email from BW that the first lot of points will post after 90 days and then aroudn the 5th of the month. Will give it a couple of months and see how it goes.
  11. J

    Avianca "Lifemiles" - Questions and Discussion

    Re: Avianca Life Miles - post your SUCCESSFUL award bookings here I've bought tickets for friends for one holiday, and bought 2 tickets for my parents to come back from europe in a few months. less restrictive than say SQ where you need to register certain names.
  12. J

    NBN Discussion

    Can you run 2 netflix streams at the same time, or netflix and web pages loading at a decent speed? I notice web pages loading a lot slower when my housemate is watching netflix, and I have a a decently powerful router so that it's not a bottleneck. I still remember my dad's reaction on going...
  13. J

    Everyday Rewards Targeted Offers

    all my recent woolworths bonus point offers have been way too high. coles has been giving me achievable bonus FB. Woolworths would usually win out with the 5% of egift cards, but coles has been offering me a better discount lately so woolies ain't getting much of my spend.
  14. J

    NBN Discussion

    I'll be so happy to get a faster connection so that my share household is no longer constrained by a 10Mbs adsl link. Increased bandwidth is just as much about letting more to be done at the same time as to doing one thing faster. If anything I think being able to note at the same time is what...
  15. J

    NBN Discussion

    Vocus offers 500Mbs unlimited days on its fibre network at $499 a month. TPG have 400Mbs plans for about $399 a month. Catch is your business needs to be in a building that has there fibre installed
  16. J

    Bankwest qantas world

    just had my first statement. so far the monthly points earned haven't credited to my QF account. What's the usual time for people? My other cards seem to transfer within 2 days.
  17. J

    Australian Housing Affordability Discussion

    Re: The totally off-topic thread the problem with the vertical fiscal imbalance. the feds get most of the tax revenue, benefit most from the population ponzi, but the states are left with the majority of the costs. in NSW land SD provides over $7B in revenue. There's over 2M households...
  18. J

    Australian Housing Affordability Discussion

    Re: The totally off-topic thread The issue I have with this is the cost of stamp duty. You could go through $60-70K quite easily just on SD, with say another $30K in agency fees for selling your old properties. Add in moving costs, and the time costs to find a new home. It's why I'd prefer...
  19. J

    coles home insurance - amazingly cheap

    just received my renewal notice from Coles Insurance and had expected them to jack the price up and make me jump ship - have changed insurance each year the last 5 years to get a better deal. was surprised the quote was nearly the same as last year but decided to have a hunt around to see if...
  20. J

    Australian Housing Affordability Discussion

    as the Govt keeps telling us, just get a good job and you can afford a house https://www.corelogic.com.au/news/mapping-the-market-december-2016
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