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It would be worth testing whether Auspost Billpay earns points. Probably not under these new rules... Using Paypal as the payment method in Auspost Billpay would probably still work, but also worth testing.

It of course also depends on what other applications you've made. Dec-Feb-Apr would be quite a high frequency for one credit provider (and would be a likely negative aspect of your credit record for any following applications). In my experience, Citi (across the whole issuing portfolio, ie...

Hehehe, you know, I started reading AFF not too long after that, so maybe I was inspired by the experience to name my profile when i eventually signed up . Better prepared for eventualities now, including headaches;)

In mid/late 2002 I had to travel to Toronto for a conference, flying back YTO-SFO-MEL. IIRC, you did US immigration clearance at YTO before boarding. I was a good boy and called Air Canada to confirm how early I had to be at the airport in Toronto. 2.5 hours they said. So I rocked up 2.5 hours...

Yep, good points 👍

I have two travel credits (as the result of Covid-cancelled refunds) which don't expire for quite a few months yet. I lose them if I downgrade or cancel. Apparently, if you renew the existing card and then use the existing credits (before expiry, naturally) and then cancel without using any new...

Probably aim low (28 Degrees? Coles? Amex Essentials?) so that some sort of history can be established during your first few sole trader years.

The agent was perfectly happy to cancel me! (Maybe they were tired of me nagging them.)

I've got another 5 days to decide. Really in two minds. Got almost none of the "benefits" of the card in the last untravelling, locked down year. The downgrade to $0 Essentials card or straight cancellation are being contemplated.

My Explorer is coming up for renewal and a long online chat didn't even yield the initiative to suggest a downgrade if I wasn't happy with the value of the card as is. Quite surprising. If I hadn't proposed it myself, I'd have been on the cancellation path.

Thanks for your comment. I can update the thread now with more info: Westpac confirmed that adjustments are not counted towards spend requirements. Thankfully, despite none of the actions/responses being delivered within promised timeframes, the agent who dealt with the issue proactively...

Exactly the same for me this month.

I'm having a "fun" time with Westpac with a new card: first transaction got flagged as fraudulent, all accounts got locked, and it took two hours in a branch to resolve it. That first transaction didn't get credited as Altitude points until a manual intervention, listed as an "adjustment". So...

Oh great to both of you, thanks.

I suspect Westpac would treat Beemit as a cash advance. Can anyone confirm either way?

Neither you nor I nor the ACCC have crystal balls. I'm not arguing with you. Was trying to be informative. As for VA going into administration, again, you have a special crystal ball? Or just Alan Joyce's talking points?

The ACCC sees it differently under the current circumstances (see earlier in this thread and others)

An update about the refund of a reward ticket (VA booked on SQ, flight cancelled). I've mentioned earlier in this discussion that an email was received on 20 March telling me that the booking would be refunded. Today, 5 April, the points are back in my account (i.e. 16 days after notification)...

Ah, if SQ hasn't cancelled the flight, then your itinerary is still valid, surely? In that case you presumably won't get an email.

From a consumer law perspective, I can't see how the airlines can only provide credit rather than refund for a "voluntary" cancellation of their own services (ie, not requested by the consumer), regardless of the original booking terms.