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The bank's use of the term "credit score" could easily just be a shorthand way of saying "data contained within your credit file [does not match our lending criteria]".

My goodness BW is, um, rigorous with applications... 8 days after application I've had a 20-min call, going through the details of financials with an unfamiliar thoroughness! (My household expenses are lower than typical.) And I still don't know if it'll be approved!

I've been to Taiwan twice, with another trip in planning. English skills are generally weak (but occasionally excellent), but people are fairly friendly/helpful. Accommodation: The windowless room thing is horrible, but at the same time a welcome way to avoid the considerable street noise in...

Woops! Edited my original to fix it.

I flew up and back last week on JL774/773. Contrary to the original booking seatmap (showing angled-flat seat config) which was part of a discussion back in September, I was very pleased to find that the config was in fact E11 - SkySuite (even though it meant my seat allocations were changed...

"Vulnerable"?! The route is fine. The connection is easy. If you don't want to wait at the bus stop you can stay in the waiting area at the entrance to Broadmeadows Station which is manned. Broadmeadows isn't a wonderful area, but I've seen nothing threatening in the times I've used this...

Thanks to you both for your advice.

Wings is pretty much unavoidable on the first leg. Garuda's onward timings were poor for many connection solutions when I was doing the original plan. :( As for a missed departure in SUB question... I guess I don't know. I'm not sure how SQ would handle such a problem for a VA reward ticket in...

Well thankfully I'm missing the two ends! :eek:

Hi folks. I'm hoping those of you with broad travel experience in Indonesia might have some wisdom to share... I am booked to fly SUB-SIN-MEL on a Saturday in May; VA award on SQ (J). Dep SUB 18:40. I was planning to get to SUB (Surabaya) from ARD (Alor) as follows, sold on one ticket as a...

I've also had it confirmed in writing that they're not charging. But yeah, competence... not so much. (You'd kinda assume that a business wanting to attract customers would remove mention of a monthly fee pretty quickly.)

Fascinating! I think they're a bunch of incompetents - poor documentation, poor support system, unreliable funding routines for manually added bills, missing links between desktop and mobile view... Today (6 Nov) their site still shows the fee. But it's certainly becoming more attractive...

Yes, but at $24.95 per month after the free trial, PLUS the 0.8% surcharge, it still has to be considered as a fairly expensive way to earn points (so it depends on the questioner's priorities!). On a monthly spend of $3000 through EBP, that's an effective surcharge of 1.37%. And if you're...

For Singapore-newbies, it's worth noting that the MRT, while really efficient, does take quite a while to get you to interesting places (for instance, the trip into central SIN is a good 45-70 mins, depending on your goal). There's a shopping centre and food court at Expo, one station up the...

I've stayed at all three transit hotels in SIN, most recently the newish Aerotel. I really prefer rooms with ensuite and prefer not to be paying for food I don't want, so the T2/3 (Harilela) properties are still my preference, but the swimming pool area at the Aerotel (T1) looked very relaxing...

Thanks! Outbound, I have no choice on my dates (and for an award, the SIN route isn't offered, at least to me). The only flexibility was coming back QF A330 via BNE or JL direct to MEL. EDIT: and I've just booked the outbound leg. As confirmed by sbor90, despite the JAL website showing it as a...

Appreciate your feedback... but earlier in this thread a similar scenario was being cited (JAL site said SkySuite for the booking, but actual seatmap for the booking was Neo - not just on SeatGuru).

I can see that these flights MEL-NRT vv still appear to be Neo for Mar 2019 onwards. Would people nonetheless recommend this over, say, a QF A330 NRT-BNE and then a domestic connection? (Slightly cheaper award flight, almost the same surcharges, loss of time.)

I'm wondering if they're going belly-up or something. I only joined a week ago. Two three-figure transactions worked. But a small one was scheduled but didn't happen as quickly as I had expected. Next thing, I find I can't log in ("account locked"). Have to lodge a support ticket - no phone...

I was just on live chat (excessively friendly weird slangy interaction). Anyway, it was "referred" to an investigation team. I pointed out that previous giftcard purchases had credited 3ppd, and the chat lady said "I'm totally on the same page with you". Uhuh.