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Hey @levelnine , I never had any credit cards back then, I did have a bank account but no idea on the account or even bank and it was probably closed back then. I do have an old expired drivers license and know the addresses I lived at. Was only in the states for 10 months as a UNI intern on...

Is it risky trying to get another AMEX via GT straight away like after 1 week or so or did I read here that trying soon after first application is the best time?

I am thinking of applying for a NAB card whilst holding the citi card, is there definitely an issue here?

Maybe another silly question but is it also feasible to use a Aus Amex to pay the ATO. Does ATO payment count towards Aus AMEX minimum spend? or perhaps it has a reduced reward rate?

Yeah ive been having serious issues as well because i delinked my accounts. Now I can't link my BA and Qatar accounts. Hoping to resolve this in the future.

I actually have it already. Keeps kicking me out and hard to get logged into it again but it does work if you can put up with the messing around. I got some sms messages on it this morning saying I was sent a 'premium message from short code' but need to subscribe to talk atone plus to receive...

Thanks. I am with optus and they offer the same thing for $10 so will do that for now.

Tried capital one. Completed application, however asked me to call them on USA number as more information needed.. How do people generally call USA numbers, just suck it up and pay whatever the costs are? I think Optus charges around 44 cents a minute. Iam starting to wonder if my SSN from...

Hi guys, aside from HSBC premier, I was wondering are there any other options for opening a USA bank account remotely from Australia if I already have a SSN or do I still need to be physically present in the USA?

Update: Applied online via a quite thorough application process including passport verification and many questions about use of account and amount of money will be flowing through it etc, was approved within 18 hours. However trying to setup online banking is proving difficult as I require a 6...

I've just transferred 135k avios from Citi to Qatar. Now iam scared to try and link BA and qatar again for fear of losing the points.

Yeah I think they can tbh, unless we can see evidence to the contrary? 1687821238 My question still remains, is it targeted, or can anyone with a HSBC account get the bonus?

Update on this. I deleted by BA account my writing them a letter (in 2023 I know) and am now waiting to cleanse my details from their system which I can only 14 months after my last flight with them (convoluted). I will then try and re-link Qatar and BA with no guarantee it will work. However on...

That is disappointing, where did you find that information? Seems like a strange restriction. 1687753060 It never is easy

Called HSBC international again this morning. On hold for 2.5 hours and counting. Automatic hang up after 2.45hr. Edit Followed up with my RM who said to try online and provided me with a link to a fresh application where by you need to meet the HSBC US premier account requirements. I was...

Great post. Out of interest what is availability like on krisflyer / was it hard to find the routes you wanted for your RTW trip? I have been checking for flights from Sydney to Dublin and cant find any business class reward flights. Also please can you confirm if you can, am I able I sign up...

Just called the HSBC international number to request the HSBC USA account and was told that I have to do it online. They provided me a link to do so. This isnt consistent with what ive read in this thread. Might try and call again later. When I go to the link its a fresh us HSBC application...

I am struggling to check my credit history (if I even still have one from 2005/2006) on any of the 3 agencies. Each time I get to the part where they ask for additional ID info and they start with phone number and email address it just tells me they cant continue and need to call up. I have...

This card was probably the best value card ive ever churned, shame they are diluting it

Great. What do people usually use to check their credit scores without an actual credit enquiry? I would like to check if I have any existing score from my time spent in the USA back in 2005 / 2006. Is Experian a free one that people use?