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Hi was wondering is it possible to get your second year benefits and use some of them in the first month and then cancel the card to get the annual fee refunded? Was also wondering If you used to the accor plus free night and made a booking and then cancelled the amex plat would you still get...

Hi guys, I am almost at the end of my initial 12 months with the AMEX plat charge. Approved 6 August 2023. 1st Statement 1st September 23. What is the best date / time to call up and threaten to cancel and request bonus point retention offer? thanks

Me either

Hi was just wondering what card provides airline credit per quarter? Thanks

Do these gift cards count as legitimate spend on Australian credit cards? Currently have a Westpac altitude bonus spend requirement to meet.

Was wondering can you call to get your first ever Chase card sent to Aus or is it only from your second card?

Hey how does the double stack amex plat sub offer + upgrade work? Do you end up getting say 175k MR for sub plus say 100k for upgrade offer?

Would it be a good idea to upgrade my existing Amex green GT to the Amex Plat if possible or is this a bad idea? If not I will likely want to downgrade the green to a zero fee card if possible in Dec 24 as the annual fee likely makes it not worth holding and I think I need to keep the account...

Thanks L9

Yes true, but as L9 said above although there is 'no fee' there is a hidden fee of around 1% when they convert the AUD cost into USD.

Thanks for this info. I was wondering is the 3% fee the cost of forex on the purchases in Aus plus conversion to pay the bills? i.e. cost of having/using the card.. The 20k USD spend in 3 months is way above my natural spend so not sure it suits me unless I was to commence MS. Good news is I...

How long did it take to receive your ITIN?

Ok that's what I was hoping. I was just worried it may have other consequences as reading upthread about getting flagged for fraud with Chase etc can be a real pain I think.. 1717627121 What's also concerning is how did they get the card info

Just got an email from capital one regarding a suspicious purchase attempt on my Platinum Card which I didn't make which is a bit alarming. I have had to confirm it wasn't me via their website and now the card is temporarily frozen. Now they are asking me to 'report it as fraud' which it is. I...

Did you manage to get a room that caters for 5 using points or free nights? Family of soon to be 4 here with 2 young kids so wondering if any of the hotel credit card offerings are any good for young families. I checked the Conrad Hilton in Tokyo and as soon as you go above 3 people (inc. young...

Love your work. May I ask which card provided the 2 free nights? Surpass currently provides one night free as does aspire I think? I have been toying with a second AMEX GT and I know the aspire/ surpass are popular. I just wasn't confident that id be able to redeem the free night and get...

Thanks. Yes she currently has a Green Card. At least that is one option to call up and still get another AMEX. The cost of the ITIN application using a company put us off tbh. But I guess it is worth it in the long run..

You've answered my question and confirmed what I thought, thanks. Does it make sense for her to obtain an ITIN now and if she did would it even be tied to her existing FICO score?

Hey looking for some advice regarding partners credit card options. She just got a fico score (683) viewable via Amex site. She has no SSN and recently cancelled her AUS Amex to reapply in 18 months time. Which US credit cards, if any, are available to her with a FICO score with 7 months...

Just checked out seat.aero and it looks good. Probably would have saved me days of checking sites over the last few years. However I note it doesn't seem to include some major airlines like Qatar or British Airways. Is there another search / alert app/site that is useful for those? I am...