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no, not for the stay no, actually my friend paid at the front desk afterwards.

i have previously stayed a M Gallery in Pattaya through luxury escapes. I paid for a group dinner with friends which i did receive points for. I did specifically ask them to ensure i got points for it though.

it's probably quicker if you send the hotels and details over email first. Then call after you get the automated email with your reference number.

That's interesting, awaiting approval for home and investment loan refinance and looking for another investment which is why i liked the charge card as the credit limit is like $0 or $1. May think about and apply after that's all sorted

no need, as they specify it was due to veda check and give you a link to check your file with them.

out of curiosity was she a churner? i was a little over 2 years since last application.

i called after my rejection and was told this by the customer service guy as most likely the reason.

So i got the rejection letter in the mail indicating issues with my Veda credit file. Checked the file which was excellent and called up to see if it may have been income related since i didn't provide rental income. The agent said if it was income related it would be on the letter and...

applied 13/2, heard nothing so assume i'm also rejected.

When did you apply, are you still waiting on approval or rejection notification? I applied Tuesday and nothing yet

Can confirm, applied a few days ago. I was only asked the status of the house i live at eg mortgaged. nothing more eg total debt, mortgage repayments etc

thank you all for responding, i'll spend some time looking into it further. much appreciated.

i had difficulty getting the $275k from both links in OzB, i found using a VPN and incognito helped, i only had success when i was accessing through Perth or Adelaide on the VPN.

thanks for taking the time to respond, is there a place in this thread to start reading from which will enable me to make sense of this? I assume most people within this thread learnt how to do it form somewhere.

going back to an earlier question, is there a wiki on this process or can someone point me to some pages that contain the current process for this? really appreciate any help someone can provide.

unfortunately, following related threads here and at Ozbargain would indicate that they are also being tough with approvals of the Plat card as well. Also, just as strange eg 1 user being approved on $75k salary and history of churning vs others with high salaries and less card history. i've...

agreed, that makes no sense. I'm still awaiting confirmation from Amex whether i am approved for their plat card. They don't ask many questions, weren't interested in income outside of salary or having me list debts, expenses etc. Were you emailed your outcome prior to calling or did you call...

problem is, Amex don't actually query this like other banks. Wasn't asked for all my income or expenses or other credit etc. I more than meet the salary requirements but debt would look high without including rental income which they don't ask for either. i guess i'll wait to see if rejected...

i regularly do this as I need to book during school holidays, only way to ensure a seat is to book with Singapore soon after release.

Ahh was looking in my clear score app and didn't come up. Either way been about 2 years. Just thinking as well, the Plat card only asked me for my salary and did not ask about rental income. Was i supposed to include it as part of Salary even though it's different income?