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    Strategy to obtain US Amex

    For those who have access to a score, or who have had a card approval/rejection recently, it would be interesting to hear what your scores are, and how long you’ve had a credit history in the US for… I’ve only had a history for about 6 months, and my score on a recent approval was about 680 as...
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    Strategy to obtain US Amex

    Any updates on how you negotiated this ?
  3. G

    Strategy to obtain US Amex

    I still find it strange that they flag ApplePay when tokenised payments should be much less prone to fraud than physical card payments
  4. G

    Strategy to obtain US Amex

    You called him up from Aus ?
  5. G

    Strategy to obtain US Amex

    Unusual; I've no dealings with Chase yet, but I have had several instances where GV is not accepted/working but Tello always has Shouldn't make a difference, but maybe try calling from a non-VOIP service (eg an Aussie mobile operator) and see if it works ?
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    Strategy to obtain US Amex

    Have you verified that your Tello is currently working while away from wifi ? Eg get a friend to call it and check ?
  7. G

    Strategy to obtain US Amex

    Looking at closing P2's Aus Platinum as soon as I can transfer her MR to her newly minted Green; unfortunately will be after the next Aus Platinum annual fee is charged. Does Amex generally refund this pro-rated if you cancel early enough ? Or once it's charged it's charged and we have to keep...
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    Strategy to obtain US Amex

    Seems to be totally random, and they can be frustratingly specific I was never asked with my GT P2 however - they didn't accept an interim statement from HSBC (7 days), and required several phone calls (and the subsequent month's partial statement) to get approval over the line
  9. G

    Strategy to obtain US Amex

    I’ve had P2’s first GT having all notification letters sent via snail mail to US address for some reason. Her email does work (after uploading requested docs, she gets a confirmation email), but useful correspondence is not being emailed… Give them a call after 5 business days if you haven’t...
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    Strategy to obtain US Amex

    Thanks; I presume you had changed both your physical and mailing addresses to a US address ?
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    Strategy to obtain US Amex

    For those that have done an address verification via a 3 way call with eg HSBC and Amex, how does this work in practice ? Does Amex set the call up and ring their own list of numbers, or are we supposed to provide a relationship manager/banker contact ?
  12. G

    Strategy to obtain US Amex

    Ok managed to get it to work with just a standard US wireguard VPN (Surfshark trial) on wifi with all sims off (airplane mode) Key step was to delete the earlier unverified card from iOS wallet, and re-add it when using the US IP address I think the unique device id created for the card must...
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    Strategy to obtain US Amex

    Do you have family/friend with a residential endpoint in the US that you use for this ?
  14. G

    Strategy to obtain US Amex

    Do they ask about you being overseas ? There are a few threads on Reddit where people have been told the answer was to fly back to the US and activate the card there !!!
  15. G

    Strategy to obtain US Amex

    Has anyone added a Cap1 card to Apple Pay ? When I try from iOS Wallet, it adds, but then verification options are the Cap1 App and a phone number. The phone number just has a recorded message saying "follow instructions on the app" (!) The App fails to verify, saying "We cannot activate your...
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    Strategy to obtain US Amex

    Tello doesn’t require you to upload your ID
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    Strategy to obtain US Amex

    I tried referring P2 for her first GT using my personal link and it didn’t work - had to use the generic offers
  18. G

    Strategy to obtain US Amex

    Has anyone opened a checking account with a non-Amex non-community bank, online with ITIN only ?
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    Air Canada Aeroplan reinstates Family sharing

    It was paused a while ago due to issues with fraud; if you had an existing pool it continued to work, you just couldn't create a new one Now you can create a new pool, but there is currently no way to add a minor who doesn't have a US or Canadian passport Unless you happen to live in Paris...
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    Air Canada Aeroplan reinstates Family sharing

    How are non-US minors supposed to get their accounts verified if you don’t live near one of the 3 airports listed ??!
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