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I generally find I can fall asleep OK, but I'll only stay asleep for 45-90 minutes, then feel energetic for probably an hour, then back to sleep for 45-90 minutes and the cycle continues. How does everyone else find it?

As per the topic heading, I'm considering changing one of my cards to a no fee option. Does anyone have any recommendations? Alternatively, I might consider something with a low fee if the value proposition was good but the aim is to minimise my annual fees. Thanks!