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I agree, looks like they all want us with ITIN to go into the branch. I also applied for CSP at the same time as I opened my Chase Checking account. Chase had asked for Many of the same things (via mail) like state ID that C1 asked for. They approved my CSP without further correspondence so...

If you can find saver availability.

makes sense. Guess now there is the matter of my reduced income since last income disclosure when I applied for CIP.. Does Chase have the equivalent of a FR? I'd hate to have my CSP limit reduced as a result or it taken away for predominantly AU spend.

I haven’t had any luck with C1. Was thinking of trying again next time I’m in the US but if my long term use will be in AU, the risk is too high for a shut down. I’ll leave it alone. I was looking for a charge card that’s not Amex. I know the C1 VX Business is one. Are there any others I might...

I usually use Revolut for international money transfers (say from $A to $US for Amex payments. I don’t pay directly into my Amex Account but into HSBC using its account and souring number and then do a payment from Amex funded from HSBC.

I just transfer funds into my HSBC US account via Revolut.

I think this is the way it was when I looked at this some time ago. QF said I was only going to be able to buy those GCs with points but could buy the store specific cards with other payment methods.

Just on the site now - I have some QF points so it's proposing I buy them with my points which is awful value. I want to buy them with my CC. How do you switch payment? I added more cards than I had points to pay for to my cart and it refused to take me to the checkout page. It did once I...

I looked at QF marketplace to buy MC/Visa GCs now that the Coles offers have stopped but they said I could only buy those with points. Can I buy them with CC or do you guys use QF marketplace for other types of purchases?

I have Premier. What am I missing re the Elite? I’ve had a look again. There are plenty of cards with lower AF offering higher category bonuses eg in travel and dining.

Hi. Thanks for the info. What is this?

I’m interested in C1 but keep failing at the ID stage. They specifically want US Government issued ID. They won’t countenance my AU passport even though I tell them in a resident Alien. How’ve you fared with this aspect?

The reduction of interchange (which funds our points) such that banks will have to cut the programs to shreds. Apparently, we won’t have the farce of surcharges so it’s political capital for the politicians … so that’s reform.

I like C1’s products but I can’t seem to get through. They even approved me for a spark business card only to ask for US State issued ID and they wouldn’t accept my AU Passport or evidence of AU payroll - only US payroll. How can we get to ‘yes’ with C1? There will be fewer options in AU with...

won’t that give the game away aside from likely avoid the overpriced forwarding services we subscribe to.

I guess that’s exactly it. You don’t know and there are no signs saying anything. I think I paid 3% the other day at a cafe no signs. Used my US Amex though don’t know if that’s why I was charged 3% or they’re taking the Mickey out of us. I got charged 2% at the cafe across the road from my house.

What happened last time they ‘reformed’ the system and reduced interchange. The card issuers are the ones who stand to make interest revenue from revolvers (and the loan write offs when some of these accounts go bad) not the card schemes who we all look to honour the protections we have as...

I visited last year and was told by a Kiwi mate that eftpos is ‘free’ but credit cards are surcharged at the merchant’s discretion. I went to Queenstown where surcharging on CC was on par with AU - guess that it’s a tourist town so they can get away with it. Possibly not in some places. I...

thought we were "residents" just not citizens. I reside at the address I've given. Just don't have US state issued ID like a DL. They do have US state issued ID kind of like the proof of age card for non-drivers.

Please let us know how you go. They wanted US state issued ID from me & wouldn’t accept my AU passport.