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    BPay Payment/CC points earn after Yak Pay/Payment Logic merger

    Where ru getting prepaid cards from now to MS?
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    Strategy to obtain US Amex

    I got a C1 Spark Miles card back in December 2025. I used the physical card and haven't been able to add it to ApplePay. I've also used it to make online payments. All ok so far. I did apply for this using my AU IP rather than a VPN for the others. Hopefully don't jinx things. Previously applied...
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    Strategy to obtain US Amex

    I reckon it's AMEX - 5X on the Platinum - just need to figure out if you can get enough value from the "coupon book" credits to make back much of the $US895 ($A1260) AF. I don't think the 5X on travel will be sufficient "win" to justify the fee. I'll downgrade my platinum card at the end of the...
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    Strategy to obtain US Amex

    Thanks for your feedback. I'm glad I waited an extra day. Something came from FedEx. I also got an email from AMEX that my card was delivered. I've chosen the Expedited forwarding option. I don't think it will be anywhere "cheap" just like sending it with the slow boat with USPS and no tracking...
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    Strategy to obtain US Amex

    ok thanks for the heads up. I'll wait an extra day to see what comes across as the pic I've received of the envelope, it doesn't look like much of anything whereas I think the platinum will be more ostentatious of sorts.
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    Strategy to obtain US Amex

    What about "fancy" cards like the Platinum? I agree, basic cards, come in a plain envelope.
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    Strategy to obtain US Amex

    Just a quick one. I've previously received a US Platinum Personal AMEX. My forwarder Anytime Mailbox refused delivery and I was able to get it to AU as I was "travelling". I've taken up an upgrade offer from my Green Business to AEBP. Something has arrived from Amex in a plain envelope. Before I...
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    Strategy to obtain US Amex

    Did you use a VPN when applying? The Chase fraud algorithm flags this and dislikes it. I found the same with C1. I applied for my CSP in branch though internet banking got frozen after I logged in with a US VPN. C1 were asking for US issued ID only then I didn’t get this message after I applied...
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    Credit Card Offers HSBC Star Alliance Credit Card: Fast-Track to Star Alliance Gold Status

    I’ve found it. It’s not :( “No, you cannot use Marriott Platinum status to directly get Aeroplan status . Only Marriott Bonvoy Titanium Elite and Ambassador Elite members are eligible to receive complimentary Aeroplan 25K status through the Air Canada/Marriott partnership. Marriott Platinum...
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    Credit Card Offers HSBC Star Alliance Credit Card: Fast-Track to Star Alliance Gold Status

    Hi, I've just joined Aeroplan. I'm not looking to take up the HSBC card atm as have the Premier with a BT offer. I'm Marriott Platinum. What Aeroplan status can I match it to? Is this status match perpetual ie as long as you have that Marriott status or only a one time thing? Sorry to be lazy...
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    Strategy to obtain US Amex

    I've applied for an Ink Preferred - I had a "you're already approved" offer in Chase online banking. I couldn't proceed with that offer as I have an ITIN rather than a SSN. They now want me to sign a W9 which I understand from AI it is a tax form which effectively says you are a resident so then...
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    Strategy to obtain US Amex

    I get that too. The only one which has worked for me is Citi on their app. I recall upthread it has something to do with our local computer’s clock settings. I suspect it also has something to do with our having ITINs.
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    Strategy to obtain US Amex

    Thanks for explaining. I’ll do some more research and I think I might go down this avenue with my Chase points as Hilton especially are a waste of now precious Amex points given it’s going to be harder to earn them from CC usage in AU once we get our ‘reforms’ layer this year. I can only guess...
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    Strategy to obtain US Amex

    What’s the deal with Hyatt? I don’t want to spread myself too thin with Hilton and Marriott but considering Hyatt. High status doesn’t get you an upgrade when they’re issuing it like toilet paper. I’m a leisure stayer so not their target market. Hyatt appears to be a program which has some value...
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    Strategy to obtain US Amex

    Why's that? Has Amex Blocked you due to "Churning"? Once you get to :yes" with Amex AU, I think you'll need to hold got at least 6 months before you can do a Global Transfer to the US. I think you're right then, have to look to non-Amex but you may need to go via a "secured" card first to build...
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    Strategy to obtain US Amex

    What helped me with Chase was going into a branch and applying in person. They didn’t give me an answer straight away but often US banks want us to go into the branch if we have an ITIN instead of an SSN. Depending on when your trip to the US is, I’d lay the ‘groundwork’ now in relation to...
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    Amex "I'm going to cancel my card" - bonus points given thread.

    I think they don’t much care now as they’ve met their objective to get us using Amex for everyday spend. Some cancellations at the margin won’t make much difference to Amex so I imagine aside from a mass closure, they’re unlikely to offer us all incentives to stay.
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    BPay Payment/CC points earn after Yak Pay/Payment Logic merger

    I believe ‘standard’ is the pc term for non rewards MC. My impression is that rewards cards are ‘premium’ (though some of us might beg differ like my very ordinary looking Westpac Qantas business MC). That’s attracted the premium rate in the past. The only reason I can think of is that as a...
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    Strategy to obtain US Amex

    Funnily enough, I used to have a checking account with them which I opened in a branch. They let me use the branch address as the billing address. I guess that type of ‘selling’ led to some of Wells’ issues to work through the last little while.
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    Amex "I'm going to cancel my card" - bonus points given thread.

    I think that it’s not a grey area. The rules apparently know best to protect us from ourselves and wanting to load up on debt. We as consumers can’t be trusted … yes, I am being facetious but that’s the way the system is now.
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