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Everyone needs dressing down

Do you think they are made using dill dough?

I could and will almost certainly be able to*. Funds in pension mode have a higher rate of return though, so it's a balance (for want of better word) Plan not to hit my transfer balance cap until age 75 to remain flexible. *I do seem to be able to spend money pretty easily currently and will...

Interested in the thoughts behind this Am I assuming that the absolute value of your pot at the time of retirement* is important as you are then transferring to an annuity type product? For me, I'll be retiring with an SMSF and wouldn't want to sell anything just before retiring as that would...

If you are going to Stonehenge, I'd strongly consider Bath and Cotswolds on way back up to Birmingham

I've never done the journey but if I did, was anticipating a few diversions and stops on the way (and hadn't been to those places before) I'd suggest going via: Oxford Stratford-upon-Avon Chatsworth House York Durham Lindisfarne (Don't go to Hartlepool unless you must visit a maritime museum :))...

Buying points from AA used to be pretty good when AUD was near parity. Harder to find good value that way now. Most of my AA points were earned via Amex to SPG before it became Marriott but can still be viable (For CC points Amex MR to Hawaiian to Alaskan may be worthwhile)

Has worked for me but don't use Eats much so over a year ago. May need additional confirmation

My knees are at a point where if I get down on the floor, I think what else can I do while I'm here

Agreed. Amex still well ahead of anything else I can use effectively but I still look back on the good old days I did have a dual Diners before getting the Charge. With then 1.5 points/$ (multiple partners) on the DC and 0.625 AA on the MC (plus decent lounge access for primary and supps), it...

But Amex MR did devalue. I used to be able to get 3 old MR/$ at the supermarket. This was worth 3 SQ or CX points (and even 4 with local champion) Now I still get 3 new MR/$ the equivalent of 1 SQ or 1.5 CX Some of this may have been driven by the value of the AUD over that time. Less evident...

I was prompted to export today. Wasn't too hard. No feel for how new one works yet

Oops-we have shutters which do a good job I meant to refer to the bottom of the post and the cushion/pillow display

I enjoy that hotel experience at home too. Does look pretty though

Good spot. I've not seen this option before. Many similar cards are considered debit. Maybe take one for the team. After all its only $9 for a one off

I did a similar complete read of the old Westfield GC thread a while ago. Even though many of the loopholes had already closed it gave me lots of ideas to take advantage of when new loopholes open (some of the coded messages were funny too)

Not sure how much homework you have done already but there are multiple ways to use Amex for ATO. It currently comes down to direct (quick but costly), payment processor (quite quick, less costly especially if you can tax deduct the fee) or giftcards (very fiddly especially for larger bills but...

My understanding is that juries are in general very conscientious and balanced. Those who may not be initially will get taken along by the group

The USD:AUD situation is the biggest issue though the dynamic award chart doesn't help. I never found a PointsBreak offer I could use when they were running

I had the DM on Reserve only Also on Plat:- Special giftcards 10% up to $20. Only net 6% on a WW card considering can get discounts elsewhere but I couldnt find anything else more useful PS: I was hoping the WWGC would come with a full card number to just add to the EDR app but its a bit clunky...