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Sorry, not true. Most of the international neobanks including Wise and Revolut are regulated in each jurisdication as payment processors. They don't have full banking licences, and their deposits are not protected by the respective government guarantees. I have checked this in a number of...

Ubank's is the best savings rate currently available for funds at call, if you are prepared to make the qualifying inward credit of $200 per month. However, as the AFF article says, "UBank’s “sweep technology” ensures you always have access to money in your transaction account while earning...