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    Qantas Upgrades - Successes or Failures (post results)

    9 Nov QF2 LHR to SIN - Economy to Business - successful. Silver!!
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    Card Promotions Citibank Signature Qantas 150,000 points

    I had my credit card approved recently and I am confused about all the terms and conditions for the card as I am all too new to this. Can someone explain it for me please? The terms and conditions are: - Annual Percentage Rate: Retail Purchases: 21.49% p.a (does that mean every time I purchase...
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