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Does anyone here have a Wells Fargo card? This one looks interesting, I don't think there's other no annual fee card with no FX fees - Our Best Rewards Credit Card

Thanks!

Is it possible to activate a Tello eSIM outside of the US?

Sent!

Ha! Good point but unfortunately that's not one of my hobbies. Yes, some of them look cool and would be worth keeping them, but can't be bothered keep yet another Amex Plat...

Speaking of metal cards... How do you dispose them once they're expired? I know you can send your AUS metal card back to Amex AUS for recycling, but sending them your US cards would raise an eyebrow...

Yeah, I think so.

I remember getting a letter from IRS about payment being late in September 2022 and paying without creating an account (I got my ITIN in 2022). Haven’t received anymore letters since then. Should I create an account and check if I’m going to be arrested in the US border during my next holiday? 😬

So I was testing some manufactured spend loopholes and got hit by a cash advance fee from my IHG Chase card... how much damage might I have inflicted to my FICO? If I were thinking of applying to any new cards, should I hold off? BTW I paid it off immediately to avoid accruing interest.

Got it, thanks!

Hi, I just tried to check my FICO score on the Amex app, got an error message and immediately received below email: “MyCredit Guide cancelation request received” “ American Express® MyCredit Guide has been proud to serve you and will miss having you as a valued member. This email serves...

It’s effective now. I don’t recall receiving an email about this, I think in Europe they would have to give you 60-days notice before rolling out these changes

Don't know if there are many HSBC US credit card holders here, but just in case I wanted to let you know that they've devaluated their rewards program. Most transfers used to be 1:1 and now it's 1.25:1 :-(

It’s also happening to new applications, not just existing ones. Let’s hope there’s still a chance to apply for their credit cards a few weeks/months later 🤞

called C1 and they want me to visit a branch to finish opening my checking account. That’s a no from me then :)

Applied for a Capital One checking account and got a message asking to give them a call… Will they just ask me to email a bank statement as proof of address? Left it till the last minute (last day to be eligible for the welcome bonus is tomorrow)

Is anyone using Tello? Any issues with Chase verification texts?

Indeed. This is a perfect example of 'scamflation'.

Really? They'd need to replace it with something valuable to make these cards worth their annual fee. In the UK every single PP lounge will refuse you unless you book in advance - which costs £6 as of now, let's see in 12 months...

I think it’s this card’s best SUB ever