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It should be. I got my first AMEX GT in Dec 23 (no SSN, as I kept getting rejected while trying it as I had no credit history). I then got a capital one secure card using my SSN. Same address etc so hoping everything will be linked. I thought I already had my fico score as I can see my scores...

Can I apply for AMEX biz cards as soon as I have a fico score? I have a SSN.

Hi mate, I am now considered moving a relatively large amount from UK (GBP) into my Aus bank account (AUD). Would it be possible to use this brokerage service and would it be a lot cheaper than say wise / revolut / bank?

So you can transfer AUD directly in from an Aus bank account, convert to USD, then transfer directly to USA bank account? I have setup an account with them. There was an option for location country of account, I chose an Australian account, unsure if I should have chosen a USA one...

Welcome, you are on the right track. May I ask why are you choosing the aspire card? I believe it is popular within this thread but I was wondering how is the $550 USD annual fee justified?

Once you have an ITIN do you have to file tax returns each year or is there any other requirement of having one?

Hey was just wondering are you applying for ITIN by yourself or using a service. What ITIN application service to people generally recommend?

Yes

I see Level nine has basically answered my question above. For clarity do you wait until the second annual fee has posted then close and request refund or close prior to annual fee statement?

I recently got amex green GT in Dec. Based on the discussions abvoe related to cost of using the card in Australia would you recommend downgrading this card now or wait until the annual fee is due?

Are you then taxed on the interest made from the 6.9%?

Maybe I should have chanced my arm with applying for a chase card when they asked me in branch but I just assumed id have no chance with only 2-3 months credit history..

Wow I didn't know this. 6.9% is pretty good. Way better than any savings rate. I shoukd pay my bill earlier next time then?

They didn't even ask why I wanted the accounts. Chase did ask if I wanted a credit card but I declined as I only have like 2 months credit history and from what I've read here you want 13 months credit history before trying for case cards..

I used 10 of those coles cards yesterday to pay off some of my ato balance. I was wondering how long it usually takes to show the reduction in outstanding balance? Is there somewhere you can see a list of the payments made as I cant seem to find it? thanks

M My address was in Boston and I went in LA

Ok so an update on this. I went to LA last week for a few days. Pre-arranged appointments at Wells Fargo, Chase and BOFA to setup checking accounts. Successfully opened WF and Chase checking accounts, just need to deposit money to avoid fees. WF required a $25 deposit there and then where as...

I have a Amex green GT. Does that mean I can upgrade to gold. Is that worth doing? I assume not as you don't get any bonus points?

Hi guys, travelling to LAX tomorrow for a few days in LA. Have bank appointments arranged with Chase, BOFA & Wells Fargo. Was wondering has anyone used their Tello service whilst in the states? I believe the service only provides wifi calling so its not much use whilst out and about. I am...

Thanks. So during the bank account setup appointment do I declare that I am a non-us citizen. Should I say I travel to the states regularly for work? Or what should I say I require the bank accounts for? thanks I was also wondering do I need to money ready to go into the account the day it...