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For those of you who use Wise and direct debit for Amex payments; how did you go about setting up Wise for Chase credit card payments? Or do you transfer payments to your Chase checking account and then it gets debited from that instead?

That’s interesting. I used SH Studio which lots of other people here also had and she asks for a foreign address and says the US one is optional but that foreign is needed the way I understood it.

Interesting! I’ll try this. How did you end up fixing the residential address part? When sending in the ITIN application I can see it had my applicant mailing address (US based), but also my foreign (non-US address). Was I supposed not to fill in the foreign address? The letter from the IRS was...

I applied for a Chase Sapphire with 11 months of credit history. I kept getting the error of “ITIN mismatch” when calling. No idea why. I’m starting to wonder if this is because I actually have a Chase account that I opened using my passport (and ITIN was not provided when I opened it). I...

But with Chase I assume getting approved for a business card with an ITIN is quite hard without having a first card approved by them. Correct?

Seems a lot of people push for Chase Sapphire Preferred as the first Chase card; but on first sight it seems to me the IHG $99 card is way better? $3k to get 165K points (easily 2 nights at high-end Regent, like Regent Phu Quoc), plus Platinum status and yearly free stay up to 40K points. What...

Does Tello work with both Amex and Chase?

What cellphone solution are you guys using for a US number? I had been using Skype but it’s really not working well anymore and need to find another option.

For the people who have gotten an Amex business card; are they willing to ship the card internationally or will it put some type of fraud flag on the account by requesting this?

Just wanted to say this was spot on. Approval came in at 5 days without me needing to do anything.

Got two personal Amex already. I applied for a Bonvoy Biz Amex using ITIN 2 days ago. Got the email that they need more info, and to call. I called and they said they would need the ITIN copy and copy of passport which I promptly uploaded on the link they provided. Around 24h ago got an email...

I was rejected by Chase; I called and asked and according to the agent it was because they could not obtain a "valid credit report" from Transunion or Experian on my SSN, saying they got "invalid credit report" and "social security mismatch" errors. I got my ITIN letter issued in September last...

I'm a Chase Banking customer. Received a rejection as a statement in the app :-(. It said they made the decision based on: Not enough accounts opened long enough to establish a credit history Insufficient or no balance in Chase deposit and/or investment accounts Is there anything that can be...

No chase credit cards. I have a Chase debit card and bank account (but applied using another email, as my Chase details is not connected to my ITIN but to my foreign passport). Used all other same details: address, phone number etc.

Got my first Equifax report. 739/850. First US card opened Jan 2023, second one Aug 2023. Any ideas on whether this is good or bad? Tried sending application for a Sapphire card. Manual review... Did not get an email confirmation that the application was received/being processed, is that normal?

Question: If you get an ITIN, do you become liable for taxes in the US? Eg if you use stock brokerages etc you're always asked to do a W8-BEN to verify that you're not liable for taxes in the US? This would obviously be a big problem for many I assume? Does anyone know? I assume no given that...

What are the best hotels to redeem the Stay Plus at in Asia?

Does anyone have any good input/links on manufactured spending for those of us based outside of US? I’d love to rack up more points and get bonuses but don’t have a ton of organic spend.

For those of you with ITINs how long did you wait after it was issued to apply for your card using the ITIN?

Does it not affect your credit score to upgrade the first US card you have? I thought any changes would have a negative effect?