Search results

Has anyone opened a checking account with a non-Amex non-community bank, online with ITIN only ?

It was paused a while ago due to issues with fraud; if you had an existing pool it continued to work, you just couldn't create a new one Now you can create a new pool, but there is currently no way to add a minor who doesn't have a US or Canadian passport Unless you happen to live in Paris...

How are non-US minors supposed to get their accounts verified if you don’t live near one of the 3 airports listed ??!

Do they then make TU and Experian scores available for you online going forward ? Or is it a one off thing ?

How does this work in practice? HSBC when called doesn’t flag that the account was opened with Australian addresses a few weeks ago and then changed to US addresses ?

Now that old mate(s) have gutted the IRS and abandoned all governance, I wonder if concern re complying with W9/W7/W8 stipulations are no longer warranted ?!

Yes but that's 2.25 only right ? We don't get 3x, 4x like some of the US cards ?

Does a > 2.25x multiplier for Amex exist in Australia ??

With the AUD so coughpy, is anyone still putting spend on US cards just for multipliers (eg 3x for travel) after the SUB has already been attained ?

What did you put down as your answers ?

Hmm As part of setting up the C1 checking account, it asks "Have you been notified by the IRS that you're subject to backup withholding" (No) "Here is the W-9 form that we generated based on your responses Under the penalties of perjury, I certify that: ... 3. I am a US citizen or other US...

For those who have opened checking accounts with cash offers, how have you successfully done the 2 required deposits ? C1 emailed me an offer, but it specifically says “Wire transfers, ACH credits, and funds transfers initiated using Capital One’s website or mobile app are not considered a...

I had uploaded the interim (7d) statement and waited a week before calling…

Yes a few of us have got that letter. I think we’ve all ignored it, and so far so good

No choice at this point; question is do I wait until this application expires and start afresh, or tack it onto the end of the current application

Interesting how random the address verification requirement is for a GT... With my GT last year, they initially asked for it, then with HUCA, just verified my Aus card number and approved it. With my wife's first GT they haven't budged with repeated HUCA I uploaded an interim banking...

Ok So for that $15k limit, is it best not to get close to that limit during the month, or does it not matter as long as you pay it down to <30% before the statement issue ? This is all a bit foreign for me where I've never had any issue in doing what I want with credit here in Aus (the banks...

Just wanted to clarify this… With that hypothetical $15k limit, would the banks look unfavorably on you spending eg $15k, then paying the balance down, then spending another $15k, and paying it down to leave a $1k balance before the statement period ends ?

I stand corrected :)

I'm pretty sure Amex is unlikely to deliver your first US card to Aus...