bdl
Intern
- Joined
- Aug 4, 2008
- Posts
- 92
Looks like further changes may be imminent:
ING Bank Dropping 5 Free Overseas ATM Withdraw Benefit
www.ozbargain.com.au
Yes, post Rona more cards are being accepted - even in USA bars but it can be painful. They still print and give you the tip/sign here paper things. Restaurants are generally all tap/enter tip and move on.No worries for us.
Since COVID we have found locally, or overseas, between us we don’t need to get Cash more than 3 times a month.
Even the Big Issue sellers accept card payments, although some buskers probably miss out!
Agree. We've just done the same. I'll shred it if they drop it.The earliest this could change would be June IMHO. We’re already qualified for the benefit this month doing hoops and jumps in March. Similarly, completing those this month is for the benefit throughout May (which I’ve already done)…
Not for overseas which is the only time I need it.No worries for us.
Since COVID we have found locally, or overseas, between us we don’t need to get Cash more than 3 times a month.
Even the Big Issue sellers accept card payments, although some buskers probably miss out!
Cash is king in the Middle East.I have been going though the hoops monthly for the last year or so but that was mainly for the saver account interest rate (currently 5%). Before that I would generally do it only in the month before travel.
However, as indicated the need for cash in most of the places I go is getting less and less. Mainly in the USA where those $1 bills for the base of standard tender for hotel/car rental shuttles and airport lounges with staffed bars.
Looking back I have used an ATM overseas with this just the once since June (Malaysia) and twice last January (USA, Thailand).
While annoying, for me it would not that big a loss in reality.
Yes and likely other places I also have no intention of visiting in the foreseeable future.Cash is king in the Middle East.
We needed to withdraw cash 7x from ATM last month when in the MECash is king in the Middle East.
We took USD cash to exchange when we went to Argentina because of high ATM feesArgentina has been the biggest saver from ING, with $10 ATM fees and $200 max withdrawal limits!
As an FYI for others - an alternative in Argentina is to Western Union yourself money. There are offices everywhere, it's pretty much instantaneous (we did it on the app as we were standing in the office), very easy, and you will get the "blue" rate, so around twice as many pesos, doing it this way rather than using an ATM. (information as of Feb 2023 - things are changing quickly in Argentina, so make sure to check the latest info)We’re in the US atm and took out cash at the end of March and then again at the start of April. ATM fees are ~$3.50 - so not a deal breaker. UK and Germany last year are generally free. Spain - not. Argentina has been the biggest saver from ING, with $10 ATM fees and $200 max withdrawal limits!
Don’t have a Citi card (not necessary with ING - well for now). Using any ATM fee free is a unique perk of ING. It will be a shame if it’s “enhanced”.@SYD not sure where you are in US but in NY citibanks atms are plentiful, in addition to multiple branches in Manhattan, the atms in Walgrens and Duane Reade pharmacies where are on every other corner have citibank supplied atms, which mean fee free cash with a citibank card easily. Also citibank in Chicago. West cost oth is more problematic.
Slightly off-topic but relevant to using/ obtaining "blue dollars" / using cash in Argentina... we visited in Mar 2023 and things indeed are changing quickly. We never bothered changing money to local pesos as passing through the USA en route to South America we withdrew several hundred US$20 / US$10 and used this cash to pay for guide/ driver etc tips in several SthAm countries. Otherwise just charged items to 28 degrees card.As an FYI for others - an alternative in Argentina is to Western Union yourself money. There are offices everywhere, it's pretty much instantaneous (we did it on the app as we were standing in the office), very easy, and you will get the "blue" rate, so around twice as many pesos, doing it this way rather than using an ATM. (information as of Feb 2023 - things are changing quickly in Argentina, so make sure to check the latest info)
That’s been my recent experience in the UK. But Germany was hit and miss.Cash ? Spent 9 weeks in Europe, had cash with me before I left, and come home with 75% of it