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I noticed over the weekend that American Express has offered "Personalised Offers" that provides higher than usual bonus points that you get from standard offers, or Referral Offers:


Amex Explorer: 110K instead of 100K bonus:


[ATTACH=full]435220[/ATTACH]


Amex velocity: 120K instead of 100K offer

[ATTACH=full]435221[/ATTACH]


Amex Platinum: 275K instead of 200K

[ATTACH=full]435222[/ATTACH]


Platinum Edge: 50K instead of 0K

[ATTACH=full]435223[/ATTACH]


I decided to save the links as I may apply them after I have done my home loan refinances.


I could not reproduce the offers if I go to the website again without using the link I saved directly.


I asked my friend whether they have 120K Amex Velocity offer as part of their referral. They said that they only have 100K.


It looks like this will be a new direction from Amex to get new customers instead of relying on referrals over the past few years.


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