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Heads up for those thinking about cancelling their Amex cards and expecting a pro-rata refund. When I enquired upon cancelling my Ultimate, the CSR made me aware that Amex Australia will not be offering pro-rata refunds after the 2 month window. Enforcement would be universal across all card types and will commence 'soon'. Might be worth preempting this move if you are considering a pro-rata refund within the next few weeks.