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I am planning to book a trip I’m taking (SYD>IST) in 5 weeks. I wanted to get this card and meet the minimum spend through my flights and tour booking, then use the points to upgrade to business. I don’t plan to use the card for anything that I wouldn’t normally spend on. I also plan to travel internationally at least twice a year. It’s still my first credit card though and it’s a high annual fee. I’ve been told I might not get my points in time to upgrade to business class if I’m travelling in 5 weeks. What’s the worse case scenario if I’m unable to use my points now but I get the card anyway? It’s obviously a risk but it could also be a really great investment. I’ve also heard people negotiate the annual fee in the long term