T
Timmayye
Guest
Hi All,
Hoping you could help me with some Q's I have for the AMEX Platinum Charge Card.
I currently have two credit cards, CBA Platinum CC $6000 limit and AMEX Velocity Platinum $5000 limit which I both use regularly. I have only had the CBA CC since this year which I'm about to cancel. I have scoured through my credit card statements and in the last year I have spent 35,000 on these combined. I occasionally carry a balance (couple of holidays this year) which I could have managed to pay in total.
My annual income will be 85-90,000 pa for this next financial year. I have minimal fixed living expenses and no other debt.
Questions are:
Is there a likely/ unlikely possibility for AMEX to accept an application for the Platinum card taking into consideration the 100,000 pa income requirement?
Would a 35,000 annual spend 'be enough' to be considered for the Platinum card? I've heard that customers have charged 10ks, 100ks to the card each month.
Is there a possibility I would receive the sign up bonus points as a pre-existing AMEX card holder? What was your experience?
Any idea on the 'soft limit' that would be applied to the card if I were accepted?
I would like to spend this next year traveling so the card looks appealing!
Thank you all.
Tim
Hoping you could help me with some Q's I have for the AMEX Platinum Charge Card.
I currently have two credit cards, CBA Platinum CC $6000 limit and AMEX Velocity Platinum $5000 limit which I both use regularly. I have only had the CBA CC since this year which I'm about to cancel. I have scoured through my credit card statements and in the last year I have spent 35,000 on these combined. I occasionally carry a balance (couple of holidays this year) which I could have managed to pay in total.
My annual income will be 85-90,000 pa for this next financial year. I have minimal fixed living expenses and no other debt.
Questions are:
Is there a likely/ unlikely possibility for AMEX to accept an application for the Platinum card taking into consideration the 100,000 pa income requirement?
Would a 35,000 annual spend 'be enough' to be considered for the Platinum card? I've heard that customers have charged 10ks, 100ks to the card each month.
Is there a possibility I would receive the sign up bonus points as a pre-existing AMEX card holder? What was your experience?
Any idea on the 'soft limit' that would be applied to the card if I were accepted?
I would like to spend this next year traveling so the card looks appealing!
Thank you all.
Tim
