Card Offers ANZ Frequent Flyer Black: 130,000 Qantas Points + $200 back

When do they charge the annual fee? Is it at the point of first purchase or at the end of the first billing cycle? Thanks
 
Has anyone experienced a delay in receiving the 90,000 bonus points on this card?

I easily reached the spend requirement in the first month. Its now been a week with no bonus points yet.
Yes, I have experienced a delay this year. Reached the spend requirement last statment, have not yet seen the 90,000 points or card credit.

Previously these were received almost immediately when the statement was issued.
 
The offer on this card is pretty good at the moment. 130,000 bonus Qantas points (90,000 if you spend $5,000 in the first 3 months and another 40,000 points if you keep the card for a second year), and $200 back.

 
The offer on this card is pretty good at the moment. 130,000 bonus Qantas points (90,000 if you spend $5,000 in the first 3 months and another 40,000 points if you keep the card for a second year), and $200 back.

Pretty average imo.

The 40K for $425 (second year AF) is particularly poor -- you're paying over 1c per point!!
 
Pretty average imo.

The 40K for $425 (second year AF) is particularly poor -- you're paying over 1c per point!!
There are very few cards with 90k in points on any program in the first year. This is a new era, we all need to get use to the new offers. IMO this isn't a bad none, although I would keep churning at 364 days, like I just did within the rewards black, which gave me nothing in YR2
 
There are very few cards with 90k in points on any program in the first year. This is a new era, we all need to get use to the new offers. IMO this isn't a bad none, although I would keep churning at 364 days, like I just did within the rewards black, which gave me nothing in YR2

Why on earth would you keep it for 364 days?
 
IMO the 90,000 for $225 is pretty good at the moment but the second year is not of any interest to me. Burn and churn.
There are very few cards with 90k in points on any program in the first year. This is a new era, we all need to get use to the new offers. IMO this isn't a bad none, although I would keep churning at 364 days, like I just did within the rewards black, which gave me nothing in YR2
There is nothing special about this offer for the Black card. The deal for the first year has been around for months and months: ANZ Frequent Flyer Black Credit Card: 90,000 Qantas Points & $200 Back ($5,000 Spend in First 3 Months, $425 Annual Fee) @ ANZ
 
Why on earth would you keep it for 364 days?
- 2ppd spent
- converts to at least 1.1ffp (with tfr bonus)
- free travel insurance, which i use
- domestic rental excess

And you need to have a credit card of some sort for continuing use. I don't mind changing direct debits, but not continually!
 

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