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I need help.

It's nice that this thread is now over 300 pages long. However that doesn't make it easy to find info... Perhaps a sticky post with the summary?

I currently have a CBA Diamond Visa. I've sat down and worked out that the points earn is miserable. Contemplating a change.
I would like to pay Government charges e.g. ATO on the card and whilst the Westpac Black looked attractive, they exclude government charges from points-earn.

My preferred card would be:
a) Uncapped points earn.
b) Good rate of earn with a high value for airline miles. That is, no point earning '5 points to the dollar' if these can only be exchanged for airline miles at a lower rate.
c) Not directly linked to Qantas, but with the option to use multiple airlines for flight redemptions, given how hard it can be to find these seats. So the points would accrue with the card company, not the airline until I transfer.

Any pointers appreciated.

<blockquote data-quote="lewko" data-source="post: 1028642" data-attributes="member: 4733">I need help.It&#039;s nice that this thread is now over 300 pages long. However that doesn&#039;t make it easy to find info... Perhaps a sticky post with the summary?I currently have a CBA Diamond Visa. I&#039;ve sat down and worked out that the points earn is miserable. Contemplating a change.I would like to pay Government charges e.g. ATO on the card and whilst the Westpac Black looked attractive, they exclude government charges from points-earn.My preferred card would be:a) Uncapped points earn.b) Good rate of earn with a high value for airline miles. That is, no point earning &#039;5 points to the dollar&#039; if these can only be exchanged for airline miles at a lower rate.c) Not directly linked to Qantas, but with the option to use multiple airlines for flight redemptions, given how hard it can be to find these seats. So the points would accrue with the card company, not the airline until I transfer.Any pointers appreciated.</blockquote>

[QUOTE="lewko, post: 1028642, member: 4733"] I need help. It's nice that this thread is now over 300 pages long. However that doesn't make it easy to find info... Perhaps a sticky post with the summary? I currently have a CBA Diamond Visa. I've sat down and worked out that the points earn is miserable. Contemplating a change. I would like to pay Government charges e.g. ATO on the card and whilst the Westpac Black looked attractive, they exclude government charges from points-earn. My preferred card would be: a) Uncapped points earn. b) Good rate of earn with a high value for airline miles. That is, no point earning '5 points to the dollar' if these can only be exchanged for airline miles at a lower rate. c) Not directly linked to Qantas, but with the option to use multiple airlines for flight redemptions, given how hard it can be to find these seats. So the points would accrue with the card company, not the airline until I transfer. Any pointers appreciated. [/QUOTE]

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