Bankwest Transaction account [General Discussion]

[NoName]

Good day gents,

I've opened the account last month, deposited 2k, etc. I've also been playing with Telstra transactions, doing a few 0.01c transactions via debit card.

Got my first statement today and it shows few hundred transactions but 0 qantas points credited. Is this normal? When can I expect to see some points?

Thanks

Yes this is normal. You will see all the pts come through as an adjustment on the end of month statement. I receive statements 3 times per week with 0pts on them and all are adjusted end of month. My pts get credited to my Qff account around the 5th-7th of each month.

 

[QF WP]

Whoppee, just checking my account for other points and see my first BW points post:

[TABLE="class: basic, width: 760"]
[TR="class: underline1 alt"]
[TD="bgcolor: #F9F9F9"]07 NOV 14[/TD]
[TD="bgcolor: #F9F9F9"]BANKWEST TRANSACTION ACCOUNT 05NOV14[/TD]
[TD="class: noFigures, bgcolor: #F9F9F9"]-[/TD]
[TD="class: noFigures, bgcolor: #F9F9F9"]-[/TD]
[TD="class: noFigures, bgcolor: #F9F9F9"]-[/TD]
[TD="class: figures, bgcolor: #F9F9F9"]180[/TD]
[/TR]
[/TABLE]

No 20K in transaction points for me [I don't push the earning envelope, from a point of not having the time, inclination or technical (IT) knowledge. I'll leave that to others here ]

Now to complete the final monthly transfer of >$2K and await the bonus points

 

[Kangol]

I've been paying 4k with 2 cards, no fee, for the past 1.5 months.

Whereabouts is the features tab?

Good to know, thanks.
To look for the Plat details, go to: Main page -> Everyday accounts -> Qantas BW account -> Features tab is just below the blue box in the middle of the page. Second from the left, the first is "overview".
Then it says "Debit MasterCard access and optional Platinum Debit MasterCard* "

I think I've detected a way that BW will 'limit' QFF points to the 'players' ...

Today, I noted my online account transactions are showing a 'drawn' balance.

looking back, I'm technically in arrears for the last 300-odd transactions !

The way they finalise transactions ( overnight ), shows they are 'playing around' with my ( ? everyone's ) balance ...

Eg. I had my pay credited to my account on 18th. but I've made xx_ number of transactions AFTER my pay was credited.

BW have debited my account the xx_ number of transactions, but not included my pay - thus, my account shows some 300-odd transactions are drawn ( each showing a negative balance of well over a grand ).

I shudder to think, that they could impose a 'default' of say $10.00 on each of the xx_ number of transactions !!!

So .... could they actually WITHOLD any QFF points due, given the account is not in 'credit' at the time of each transaction ??

( bit hard to follow, I know ... )

If I am interpreting this correctly, are you spending money (at the time of purchase) that you don't actually have in the account?

 

[Rick93]

YES !

That's a more succinct way of putting it ...

Even though it may only be 1, 2 or 3 cents at a time ... it's not actually a positive credit in my account, and my account is running at something like: '$1,248.78 DR'

 

[coles525]

I always depoisit each month $30+ into our accounts. To make sure we have enough credit to pay all our bills. ($30 per month, per active card).

Also do a $1k deposit every fortnight, back and forth each of our accounts to make the monthly "platinim deposit limits".

 

[polardabar]

Yes this is normal. You will see all the pts come through as an adjustment on the end of month statement. I receive statements 3 times per week with 0pts on them and all are adjusted end of month. My pts get credited to my Qff account around the 5th-7th of each month.

Do I need to ring Bankwest to change the estatement frequency? I've only received two since May and I can't seem to be able to find the option online.

 

[TomVexille]

Do I need to ring Bankwest to change the estatement frequency? I've only received two since May and I can't seem to be able to find the option online.

I used the online chat to get statements changed to monthly

 

[polardabar]

I used the online chat to get statements changed to monthly

Thanks for that. I'll try to make it pop up somehow.

 

[ETA_2022]

I'm trying to get imacro working with Optus' Pay My bill site. Imacro Keeps throwing up the following error, about being unable to find the content, even though it's on the same line in the macro.

RuntimeError: element INPUT specified by ID:ctrl0F29FE2947986A273EEE36224AD6207D004DCE32C84D1DDDD82DBD7E9BE9FA7A was not found, line 4 (Error code: -921)

Anyone else had success with imacro & Optus? If so, could you help me or PM your macro to me, please.

Thanks in advance.

 

[ETA_2022]

Now, after just 3 (manual) payments I'm getting the following message from Optus:

We are unable to determine that status of your transaction. Please contact your financial institution.

Does anyone know if Optus have a transaction limit per account or per card? It's obviously per card, as paying with a different card worked.

 

[Danger]

Also do a $1k deposit every fortnight, back and forth each of our accounts to make the monthly "platinim deposit limits".

Having not deposited anything in October, would this be why I've been charged a $6 "Account Maintenance Fee"?

 

[burmans]

Having not deposited anything in October, would this be why I've been charged a $6 "Account Maintenance Fee"?

Yes, this is exactly the reason, worth reading those T&C's!

 

[ETA_2022]

Also do a $1k deposit every fortnight, back and forth each of our accounts to make the monthly "platinim deposit limits".

You know the Platinum monthly deposit requirement is $4K, don't you?

 

[benjy]

I'm trying to get imacro working with Optus' Pay My bill site. Imacro Keeps throwing up the following error, about being unable to find the content, even though it's on the same line in the macro.

RuntimeError: element INPUT specified by ID:ctrl0F29FE2947986A273EEE36224AD6207D004DCE32C84D1DDDD82DBD7E9BE9FA7A was not found, line 4 (Error code: -921)

Anyone else had success with imacro & Optus? If so, could you help me or PM your macro to me, please.

Thanks in advance.

Now, after just 3 (manual) payments I'm getting the following message from Optus:

We are unable to determine that status of your transaction. Please contact your financial institution.

Does anyone know if Optus have a transaction limit per account or per card? It's obviously per card, as paying with a different card worked.

The macro does not work with Optus as Optus dynamically change the Name of the input fields.

You will get We are unable to determine that status of your transaction. Please contact your financial institution when paying the same amount within a 10 minute period.
To get around the error, pay different amounts then repeat every 10 minutes.

 

[coles525]

You know the Platinum monthly deposit requirement is $4K, don't you?

Yes I do. That $1k each fortnight is swept to and fro between our two seperate accounts.

Every few days after pay day.

Work payslip --- A
A. --- B.
B. --- A
A --- B
B --- Elsewhere

$2k each payday for the true cost of $1k between bnoth our accounts.

 

[hossein_au]

The macro does not work with Optus as Optus dynamically change the Name of the input fields.

You will get We are unable to determine that status of your transaction. Please contact your financial institution when paying the same amount within a 10 minute period.
To get around the error, pay different amounts then repeat every 10 minutes.

For the so inclined, this might give you some ideas (I haven't used this myself, YMMV):

SET !VAR1 EVAL("var randomNumber=Math.floor(Math.random()*9+10); randomNumber/10;")
TAG POS=1 TYPE=INPUT:NUMBER FORM=ID:xx_ ATTR=ID:amount CONTENT={{!VAR1}} <-- or something to that effect

 

[ETA_2022]

Just got my latest Telstra bill. It's 100 pages long with 98 pages of payments! I'm glad it came by email.

 

[benjy]

For the so inclined, this might give you some ideas (I haven't used this myself, YMMV):

SET !VAR1 EVAL("var randomNumber=Math.floor(Math.random()*9+10); randomNumber/10;")
TAG POS=1 TYPE=INPUT:NUMBER FORM=ID:xx_ ATTR=ID:amount CONTENT={{!VAR1}} <-- or something to that effect

tbh I wouldn't even know how to use that . I've been paying Optus manually over the last 2 months or so. Sure it's a pain but it only takes an hour or so ( 5 lots of 10 payments $0.01 > $0.10)

 

[hossein_au]

tbh I wouldn't even know how to use that . I've been paying Optus manually over the last 2 months or so. Sure it's a pain but it only takes an hour or so ( 5 lots of 10 payments $0.01 > $0.10)

I don't have an Optus account, so I don't know how their web site is setup, but I recall there was a mention that they prevent the same amount being paid consecutively in a short span of time. The script above generates a random number between 1 and 2. If used in a loop, every payment will be different from the last few and therefore might work with the Optus payment system. I share that in the hope someone may find it useful.

 

[ETA_2022]

tbh I wouldn't even know how to use that . I've been paying Optus manually over the last 2 months or so. Sure it's a pain but it only takes an hour or so ( 5 lots of 10 payments $0.01 > $0.10)

Just to clarify, are you entering all the data manually 50 times. (That 4 part card number section is a pain if you don't remember your card number). I don't have 4 hours to do 200 manual payments each day, which is why I need a macro that works.

I don't have an Optus account, so I don't know how their web site is setup, but I recall there was a mention that they prevent the same amount being paid consecutively in a short span of time. The script above generates a random number between 1 and 2. If used in a loop, every payment will be different from the last few and therefore might work with the Optus payment system. I share that in the hope someone may find it useful.

The problem with a random number generator, is it can generate the same number more than once. Yes, there's a low probability that would happen, but being random, there's no reason it cannot happen, as it doesn't know, remember or care what the last number generated was.

Another solution would be to have 10 instances of the macro in one macro, with the first paying 1¢, the second paying 2¢ and so on. Than wait, say 5 minutes, before repeating 4 times. But that would require a macro that works on the Optus Pay My Bill site!