Bankwest Transaction account [General Discussion]

[benjy]

Do we just request an additional card? What reason did you guys give for obtaining a second or third card under the same account?

I'm wondering the same thing. I'm quite happy with my 6,000-7,000 points a month but wouldn't mind receiving double that just by requesting a supplementary card for the same account? Is that what is happening?

 

[burmans]

I'm wondering the same thing. I'm quite happy with my 6,000-7,000 points a month but wouldn't mind receiving double that just by requesting a supplementary card for the same account? Is that what is happening?

If you are happy at 7k then presumably you'd be very happy at twice that are extremely happy at 4 times that!

 

[Steelite]

I'm wondering the same thing. I'm quite happy with my 6,000-7,000 points a month but wouldn't mind receiving double that just by requesting a supplementary card for the same account? Is that what is happening?

I am also wondering the same thing...would love to hear how (through a reply or a PM)

 

[scubabe]

Me four! Would loooooooove to get other cards on the account to increase point-earning ability...

 

[Skrambled]

just got my card and I'm going to try some transactions. I notice that it is going to charge me the 1% surcharge for using the card. I have checked my past few bills and I don't seem to be getting charged for the credit card fee on my automatic payment plan. Is this a new thing?

Just failed miserably at an iMacro. Anyone able to PM me some help?

 

[hossein_au]

just got my card and I'm going to try some transactions. I notice that it is going to charge me the 1% surcharge for using the card. I have checked my past few bills and I don't seem to be getting charged for the credit card fee on my automatic payment plan. Is this a new thing?

I think the 1% is only charged on transactions above a certain threshold. It appears 1c is below that threshold.

 

[Skrambled]

I think the 1% is only charged on transactions above a certain threshold. It appears 1c is below that threshold.

It seems to imply that if you pay any amount using a card, your bill will have 1% + gst added to it - regardless of how many transactions you do. It isn't 1% of the 1 cent it is 1% of the bill.

However, I'm not currently paying this for my automatic payment of the full bill using Amex.

 

[hossein_au]

It seems to imply that if you pay any amount using a card, your bill will have 1% + gst added to it - regardless of how many transactions you do. It isn't 1% of the 1 cent it is 1% of the bill.

However, I'm not currently paying this for my automatic payment of the full bill using Amex.

I agree with your interpretation of the T&C; it is simple math really. In practice, however, the 1% fee has not been charged to 1c transactions. That is why I deduced there had to be a certain threshold for the 1% fee to be deemed applicable. Well, that is the simplest explanation I can come up with

 

[coles525]

I usually recieve a 20c ish refund of all the combined 1c payments made.

The 1% cc fee is as simple as 99% zippo in cc fees.

 

[ramamba]

$0 monthly maintenance fees when you deposit at least $2,000 per month (e.g. your salary)

What's the collective experience: does this have to come from external source or can we transfer between family accounts to satisfy the requirement?

 

[coles525]

What's the collective experience: does this have to come from external source or can we transfer between family accounts to satisfy the requirement?

Transfer between family works.

 

[ramamba]

Transfer between family works.

thanks for a quick reply, will save us the hassle

 

[Veeedka]

Got my macro all working, thanks to all of your help earlier in this thread!

Can someone PM me with reasoning used for additional cards (are they for yourself or for other people, what reasons they used, etc) and how many they have, and how long they've had them for without attracting any attention?

Thanks guys

 

[craiglm]

Got my macro all working, thanks to all of your help earlier in this thread!

Can someone PM me with reasoning used for additional cards (are they for yourself or for other people, what reasons they used, etc) and how many they have, and how long they've had them for without attracting any attention?

Thanks guys

More cards = more points.
Me, Wife, Son & Daughter.
So approx 4 x 7700 = 30,800 for paying 2 $60 phone bills.
Both kids are over 18.

 

[Veeedka]

More cards = more points.
Me, Wife, Son & Daughter.
So approx 4 x 7700 = 30,800 for paying 2 $60 phone bills.
Both kids are over 18.

Woops, haha. My bad. I meant what did you tell BW you needed them for? Or did they just add with no questions asked?

Thanks for the info you gave! Very helpful

 

[craiglm]

Got my macro all working, thanks to all of your help earlier in this thread!

Can someone PM me with reasoning used for additional cards (are they for yourself or for other people, what reasons they used, etc) and how many they have, and how long they've had them for without attracting any attention?

Thanks guys

Oops forgot to mention my macro is phone bill 1, my card, wife card, my card, wife card for 50 cycles.
Then phone bill 2, son card, daughter card, son card, daughter card for 50 cycles.

Rinse and repeat next day. I am using scheduler to start the process at 3.01am each day.

 

[craiglm]

Woops, haha. My bad. I meant what did you tell BW you needed them for? Or did they just add with no questions asked?

Thanks for the info you gave! Very helpful

These are 4 separate cards, so 4 different applications with 4 different account numbers.
I think you would still be limited to 50 transactions with supplementary cards.

 

[Veeedka]

Does anyone know if this works for additional cardholders as well as completely separate accounts?

 

[NoName]

Does anyone know if this works for additional cardholders as well as completely separate accounts?

it does not work for additional cardholders. What you need to do is upgrade to the platinum version and/or downgrade to the standard version of the account. Do in branch not online or the phone.

 

[Veeedka]

it does not work for additional cardholders. What you need to do is upgrade to the platinum version and/or downgrade to the standard version of the account. Do in branch not online or the phone.

I'm already on the platinum version, what benefit would upgrading/downgrading provide?