Best Business Credit cards

[Glider22]

Hello all I have two companies that and I am wanting to obtain a credit card for each.

Company #1
Credit card only going to be used for ongoing subscription services, paying minimal business expenses I wouldn't expect this card to spend more than 10k a year

Company #2
Credit card used to purchase inventory in China in USD (this has unlimited $$ potential per year 6 possibly 7 figures)
Paying business expenses

I am looking for suggestions on what cards would be best for each company. I would like:

- Best for frequent flyer/rewards points (unlimited cap, not limited or shaped after a certain level)
- Can be used to buy business inventory and get FF/rewards points
- Sign up bonus rewards (Nice to have)
- Good for overseas transactions
- Can connect to Xero accounting software
- No/minimal signup fee (ideally)

There are just so many options about I am not sure where to start, The first company probably wont be as an important pick as company #2 where I feel I really want to get the best card straight off the bat.

Thanks for your time hope to hear some suggestions. Not sure if you need a business bank account with the credit card company first?

 

[coolstepslg]

you don't need a business bank account with the credit card company first. I have business credit cards with Westpac and managed to get annual fee waived but don't have a business bank account with them as they charge too many fees. for domestic their platinum Qantas or altitude rewards cards are ok but I wouldn't use them overseas as 3% foreign currency fees outweighs any gain. I use personal cards that don't charge a foreign currency fee ie Citibank diners companion card , Macquire black visa card starting in july $0 amex explorer has 100k sign up bonus now and for no rewards points cards try 28 degrees and bankwest plat.

 

[Scr77]

Depends on lots of things. I’d look at Coles MC. Has no os fees and good earn rate when transferred during promotions.