I’m a fan of the CBA Travel Money Card (TMC) (VISA Debit Card).
Comes with 2 cards (just in case you lose/misplace one)
Can lock/unlock each card via the NetBank app or via Commbank website.
Ability to move funds immediately from other CBA account to TMC.
Conversion rate usually 3-4 cents below FXR, which is consistent with Foreign Exchange outlets in my experience.
Holds multiple currencies, but you must put currencies in order of use.
