BT processing time

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Isochronous

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Did a 2 year 2% offer last weekend on my Signature (the third BT I've had the pleasure of doing!) - what's the processing time in people's experiences for the money to arrive in the other card? On previous occasions it took 2-3 weeks to get the cheque in the mail, whereas this time I nominated a NAB card to transfer to.
 
I've heard of some people being able to take out the full credit limit as opposed to the 80% limit stipulated. Can anyone here share their experiences?
 
I've heard of some people being able to take out the full credit limit as opposed to the 80% limit stipulated. Can anyone here share their experiences?
Really? I would find that surprising.
 
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