So after jumping through numerous hoops I've finally been approved for the NAB Signature Rewards card and have cancelled my Coles Credit Card. It's a pity that NAB have reduced the earn on overseas spend as I'm heading to EUR in a couple of days; however, the 0% fee for overseas transactions is the main reason for applying for this card: to replace my Coles Credit Card which I have now cancelled.
So only 0.75 pts per $ to VA or 0.5 pts per $ to Kris or CX but better than nothing. On my previous trips o/s I used my Citibank Plus account for no overseas transaction fees but, of course, didn't receive any points. The NAB card gives me the zero overseas transaction fee (which is my main requirement) and throws in a few points as well.
Throw in the sign-on bonus and I'm a happy camper...at least for the next 6 months.